Buy Cheap Amelia, OH Auto Insurance (2021)

Amelia, OH auto insurance rates average $243 a month. Minimum auto insurance requirements in Amelia, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Amelia, OH, compare Amelia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Amelia, OH for teens drivers are $6,069/year
  • The most expensive auto insurance company in Amelia is Liberty Mutual
  • The most expensive auto insurance company in Amelia after a DUI is Liberty Mutual

Finding affordable Amelia, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Amelia, OH auto insurance with confidence is right here. Auto insurance rates in Amelia are affected by local factors as well as personal ones like your driving record.

See how Amelia, OH car insurance rates compare to Lorain auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Amelia.

Don’t buy Amelia, OH auto insurance until you’ve compared rates. Get free Amelia, Ohio auto insurance quotes when you enter your ZIP code above.

Amelia, OH Minimum Auto Insurance Requirements

The required auto insurance in Amelia, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Amelia, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Amelia, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Amelia, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Amelia, OH. Take a look at Amelia, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Amelia, Ohio

Insurance Company Poor Fair Good
Allstate $4,165 $3,039 $2,533
American Family $2,195 $1,501 $1,273
Farmers $3,916 $3,322 $3,164
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,761 $4,146 $3,250
Nationwide $4,296 $3,457 $2,916
Progressive $3,894 $3,377 $3,160
State Farm $3,732 $2,306 $1,817
Travelers $3,495 $3,043 $2,842
USAA $1,890 $1,339 $1,142

Buy Cheap Amelia, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Amelia, Ohio auto insurance rates? Find out how car insurance rates in Amelia, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Amelia, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,154 $2,141 $1,952 $2,086 $6,060 $6,936 $2,248 $2,390
American Family $1,038 $1,081 $944 $952 $3,164 $3,447 $1,278 $1,349
Farmers $1,806 $1,804 $1,588 $1,677 $8,196 $8,541 $2,022 $2,106
GEICO $1,353 $1,313 $1,273 $1,286 $3,661 $3,405 $1,504 $1,269
Liberty Mutual $2,194 $2,395 $1,685 $2,053 $11,529 $13,016 $2,332 $2,546
Nationwide $2,352 $2,361 $2,124 $2,136 $6,135 $7,894 $2,519 $2,928
Progressive $1,775 $1,665 $1,483 $1,528 $8,023 $9,023 $2,124 $2,193
State Farm $1,547 $1,547 $1,393 $1,393 $4,965 $6,228 $1,802 $2,069
Travelers $1,439 $1,461 $1,430 $1,422 $6,221 $9,828 $1,501 $1,713
USAA $878 $885 $838 $835 $2,738 $3,044 $1,173 $1,265

Buy Cheap Amelia, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Amelia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Amelia, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Amelia, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,936
American Family $3,164 $3,447
Farmers $8,196 $8,541
GEICO $3,661 $3,405
Liberty Mutual $11,529 $13,016
Nationwide $6,135 $7,894
Progressive $8,023 $9,023
State Farm $4,965 $6,228
Travelers $6,221 $9,828
USAA $2,738 $3,044

Buy Cheap Amelia, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Amelia, Ohio by comparing Amelia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Amelia, OH here.

Annual Auto Insurance Rates for Senior Drivers in Amelia, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,086
American Family $944 $952
Farmers $1,588 $1,677
GEICO $1,273 $1,286
Liberty Mutual $1,685 $2,053
Nationwide $2,124 $2,136
Progressive $1,483 $1,528
State Farm $1,393 $1,393
Travelers $1,430 $1,422
USAA $838 $835

Find Cheap Auto Insurance Rates in Amelia, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Amelia, Ohio auto insurance. Compare Amelia, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Amelia, Ohio

Insurance Company Low Medium High
Allstate $3,133 $3,239 $3,365
American Family $1,627 $1,669 $1,673
Farmers $3,270 $3,411 $3,721
GEICO $1,824 $1,876 $1,950
Liberty Mutual $4,542 $4,743 $4,871
Nationwide $3,945 $3,445 $3,278
Progressive $3,344 $3,448 $3,639
State Farm $2,481 $2,627 $2,746
Travelers $3,045 $3,168 $3,168
USAA $1,393 $1,456 $1,522

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Find Cheap Amelia, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Amelia. Compare auto insurance rates in Amelia, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Amelia, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,246 $3,246
American Family $1,636 $1,677
Farmers $3,467 $3,467
GEICO $1,852 $1,914
Liberty Mutual $4,719 $4,719
Nationwide $3,556 $3,556
Progressive $3,477 $3,477
State Farm $2,552 $2,684
Travelers $3,127 $3,127
USAA $1,402 $1,512

Find Cheap Amelia, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Amelia, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Amelia, OH, take a look at the average cost for various violations versus rates for a clean driving record in Amelia.

Annual Amelia, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,717 $3,299 $3,884 $3,083
American Family $1,586 $1,680 $1,680 $1,680
Farmers $2,861 $3,687 $3,595 $3,727
GEICO $1,274 $1,845 $2,683 $1,729
Liberty Mutual $3,964 $5,089 $5,198 $4,624
Nationwide $2,852 $3,625 $4,596 $3,152
Progressive $2,996 $4,084 $3,192 $3,636
State Farm $2,377 $2,859 $2,618 $2,618
Travelers $2,302 $3,001 $4,528 $2,676
USAA $1,118 $1,501 $1,970 $1,239

Find Cheap Amelia, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Amelia, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Amelia for less when you shop around and compare rates from multiple Amelia, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Amelia, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,884
American Family $1,680
Farmers $3,595
GEICO $2,683
Liberty Mutual $5,198
Nationwide $4,596
Progressive $3,192
State Farm $2,618
Travelers $4,528
USAA $1,970

Winners by Category: Where to Buy Cheap Auto Insurance in Amelia, OH

Compare rates from the cheapest auto insurance companies in Amelia, OH for your needs. Take a look at how Amelia, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Amelia, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Amelia, Ohio Auto Insurance Companies

If you’re looking for the cheapest Amelia, OH auto insurance companies overall, you can compare them here. Find the best price for Amelia, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Amelia, Ohio

Insurance Company Average Annual Rates
Allstate $3,246
American Family $1,656
Farmers $3,467
GEICO $1,883
Liberty Mutual $4,719
Nationwide $3,556
Progressive $3,477
State Farm $2,618
Travelers $3,127
USAA $1,457

What affects Amelia, Ohio auto insurance rates?

Local factors affect auto insurance rates in Amelia, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Amelia auto insurance rates.

Auto Theft in Amelia

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Amelia, OH auto theft show a total of 2 vehicle thefts annually.

Commute Times in Amelia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Amelia, OH is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Amelia, OH

You can buy cheap Amelia, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Amelia, Ohio auto insurance quotes from top companies.

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