Buy Cheap Alvarado, TX Auto Insurance (2021)

Alvarado, TX auto insurance rates average $301 a month. Minimum auto insurance requirements in Alvarado, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Alvarado, TX, compare Alvarado auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alvarado, TX for teens drivers are $6,449/year
  • The most expensive auto insurance company in Alvarado is Allstate
  • The most expensive auto insurance company in Alvarado after a DUI is Allstate

Finding affordable Alvarado, Texas auto insurance can be challenging, but everything you need to know to buy cheap Alvarado, TX auto insurance with confidence is right here. Auto insurance rates in Alvarado are affected by local factors as well as personal ones like your driving record.

See how Alvarado, TX car insurance rates compare to Dallas auto insurance rates, Corpus Christi auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Alvarado.

Don’t buy Alvarado, TX auto insurance until you’ve compared rates. Get free Alvarado, Texas auto insurance quotes when you enter your ZIP code above.

Alvarado, TX Minimum Auto Insurance Requirements

The required auto insurance in Alvarado, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Alvarado, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Alvarado, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Alvarado, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alvarado, TX. Take a look at Alvarado, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alvarado, Texas

Insurance Company Poor Fair Good
Allstate $6,981 $5,111 $4,377
American Family $5,152 $3,230 $2,833
GEICO $4,764 $2,702 $1,806
Nationwide $4,270 $3,438 $2,990
Progressive $4,697 $4,061 $3,764
State Farm $3,999 $2,491 $1,986
USAA $3,577 $2,063 $1,658

Buy Cheap Alvarado, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alvarado, Texas auto insurance rates? Find out how car insurance rates in Alvarado, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alvarado, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,601 $3,531 $3,531 $9,396 $11,309 $4,401 $4,570
American Family $2,262 $2,509 $2,121 $2,418 $5,924 $7,769 $3,226 $3,677
GEICO $2,282 $2,468 $2,213 $2,510 $5,048 $5,263 $2,471 $2,471
Nationwide $2,231 $2,266 $1,974 $2,087 $6,356 $8,149 $2,625 $2,838
Progressive $2,236 $2,121 $1,993 $2,031 $9,316 $10,379 $2,640 $2,674
State Farm $1,953 $1,953 $1,745 $1,745 $4,777 $6,105 $2,131 $2,195
USAA $1,562 $1,573 $1,492 $1,483 $4,328 $4,719 $2,076 $2,229

Buy Cheap Alvarado, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alvarado can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alvarado, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alvarado, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,396 $11,309
American Family $5,924 $7,769
GEICO $5,048 $5,263
Nationwide $6,356 $8,149
Progressive $9,316 $10,379
State Farm $4,777 $6,105
USAA $4,328 $4,719

Buy Cheap Alvarado, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Alvarado, Texas by comparing Alvarado senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alvarado, TX here.

Annual Auto Insurance Rates for Senior Drivers in Alvarado, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,531 $3,531
American Family $2,121 $2,418
GEICO $2,213 $2,510
Nationwide $1,974 $2,087
Progressive $1,993 $2,031
State Farm $1,745 $1,745
USAA $1,492 $1,483

Find Cheap Auto Insurance Rates in Alvarado, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alvarado, Texas auto insurance. Compare Alvarado, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alvarado, Texas

Insurance Company Low Medium High
Allstate $5,339 $5,433 $5,698
American Family $3,491 $3,608 $4,116
GEICO $2,937 $3,057 $3,278
Nationwide $3,833 $3,415 $3,450
Progressive $3,970 $4,153 $4,399
State Farm $2,675 $2,817 $2,985
USAA $2,350 $2,423 $2,525

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Find Cheap Alvarado, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alvarado. Compare auto insurance rates in Alvarado, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alvarado, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,354 $5,625
American Family $3,738 $3,738
GEICO $3,037 $3,145
Nationwide $3,566 $3,566
Progressive $4,174 $4,174
State Farm $2,825 $2,825
USAA $2,402 $2,464

Find Cheap Alvarado, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Alvarado, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alvarado, TX, take a look at the average cost for various violations versus rates for a clean driving record in Alvarado.

Annual Alvarado, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,590 $6,862 $4,253
American Family $3,413 $4,327 $3,801 $3,413
GEICO $2,626 $3,486 $2,885 $3,367
Nationwide $3,095 $3,095 $4,579 $3,494
Progressive $3,643 $4,705 $4,250 $4,097
State Farm $2,501 $2,881 $3,419 $2,501
USAA $1,818 $2,679 $3,149 $2,086

Find Cheap Alvarado, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alvarado, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Alvarado for less when you shop around and compare rates from multiple Alvarado, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alvarado, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,862
American Family $3,801
GEICO $2,885
Nationwide $4,579
Progressive $4,250
State Farm $3,419
USAA $3,149

Winners by Category: Where to Buy Cheap Auto Insurance in Alvarado, TX

Compare rates from the cheapest auto insurance companies in Alvarado, TX for your needs. Take a look at how Alvarado, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alvarado, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Alvarado, Texas Auto Insurance Companies

If you’re looking for the cheapest Alvarado, TX auto insurance companies overall, you can compare them here. Find the best price for Alvarado, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Alvarado, Texas

Insurance Company Average Annual Rates
Allstate $5,490
American Family $3,738
GEICO $3,091
Nationwide $3,566
Progressive $4,174
State Farm $2,825
USAA $2,433

What affects Alvarado, Texas auto insurance rates?

Local factors affect auto insurance rates in Alvarado, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Alvarado auto insurance rates.

Auto Theft in Alvarado

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Alvarado, TX auto theft show a total of 10 vehicle thefts annually.

Commute Times in Alvarado

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alvarado, TX is 29.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Alvarado, TX

You can buy cheap Alvarado, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alvarado, Texas auto insurance quotes from top companies.

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