Buy Cheap Altoona, PA Auto Insurance (2022)

Altoona, PA auto insurance rates average $321 a month. Minimum auto insurance requirements in Altoona, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Altoona, PA, compare Altoona auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Altoona is Travelers
  • Average auto insurance rates in Altoona, PA after a DUI are $4,224/year
  • The most expensive auto insurance company in Altoona after a DUI is Travelers

Finding affordable Altoona, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Altoona, PA auto insurance with confidence is right here. Auto insurance rates in Altoona are affected by local factors as well as personal ones like your driving record.

See how Altoona, PA car insurance rates compare to Harrisburg auto insurance rates, Pittsburgh auto insurance rates, and Scranton auto insurance rates before you read more about the cost of auto insurance in Altoona.

Don’t buy Altoona, PA auto insurance until you’ve compared rates. Get free Altoona, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Altoona, PA Minimum Auto Insurance Requirements

The required auto insurance in Altoona, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Altoona, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Altoona, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Altoona, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Altoona, PA. Take a look at Altoona, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Altoona, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,634 $3,459 $2,791
GEICO $3,878 $2,184 $1,687
Liberty Mutual $7,112 $5,100 $4,503
Nationwide $3,092 $2,542 $2,269
Progressive $5,777 $4,062 $3,265
State Farm $3,847 $2,379 $1,877
Travelers $8,284 $7,508 $7,108
USAA $2,149 $1,600 $1,419

Buy Cheap Altoona, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Altoona, Pennsylvania auto insurance rates? Find out how car insurance rates in Altoona, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Altoona, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,285 $2,285 $2,106 $2,106 $7,604 $7,604 $2,516 $2,516
GEICO $2,024 $1,752 $1,896 $1,642 $5,114 $4,432 $2,041 $1,765
Liberty Mutual $3,654 $3,654 $3,348 $3,348 $10,649 $10,649 $4,635 $4,635
Nationwide $1,793 $1,793 $1,698 $1,698 $5,036 $5,036 $2,010 $2,010
Progressive $2,717 $2,717 $2,430 $2,430 $8,851 $8,851 $3,474 $3,474
State Farm $1,631 $1,631 $1,444 $1,444 $5,925 $5,925 $1,804 $1,804
Travelers $1,687 $1,687 $1,830 $1,830 $24,991 $24,991 $2,023 $2,023
USAA $1,097 $1,097 $993 $993 $3,349 $3,349 $1,451 $1,451

Buy Cheap Altoona, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Altoona can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Altoona, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Altoona, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,604 $7,604
GEICO $5,114 $4,432
Liberty Mutual $10,649 $10,649
Nationwide $5,036 $5,036
Progressive $8,851 $8,851
State Farm $5,925 $5,925
Travelers $24,991 $24,991
USAA $3,349 $3,349

Buy Cheap Altoona, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Altoona, Pennsylvania by comparing Altoona senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Altoona, PA here.

Annual Auto Insurance Rates for Senior Drivers in Altoona, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,106 $2,106
GEICO $1,896 $1,642
Liberty Mutual $3,348 $3,348
Nationwide $1,698 $1,698
Progressive $2,430 $2,430
State Farm $1,444 $1,444
Travelers $1,830 $1,830
USAA $993 $993

Find Cheap Auto Insurance Rates in Altoona, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Altoona, Pennsylvania auto insurance. Compare Altoona, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Altoona, Pennsylvania

Insurance Company Low Medium High
Allstate $3,491 $3,647 $3,747
GEICO $2,395 $2,605 $2,749
Liberty Mutual $5,319 $5,608 $5,788
Nationwide $2,656 $2,668 $2,580
Progressive $4,000 $4,411 $4,694
State Farm $2,529 $2,738 $2,836
Travelers $7,724 $7,647 $7,528
USAA $1,594 $1,739 $1,835

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Find Cheap Altoona, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Altoona. Compare auto insurance rates in Altoona, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Altoona, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,556 $3,700
GEICO $2,543 $2,623
Liberty Mutual $5,429 $5,714
Nationwide $2,634 $2,634
Progressive $4,368 $4,368
State Farm $2,622 $2,780
Travelers $7,633 $7,633
USAA $1,674 $1,772

Find Cheap Altoona, PA Auto Insurance Rates by ZIP Code

Auto insurance rates in Altoona, Pennsylvania can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Altoona, PA to see how much where you live in Altoona affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Altoona, Pennsylvania

ZIP Code Average Annual Rates
16601 $4,793
16602 $4,798

Find Cheap Altoona, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Altoona, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Altoona, PA, take a look at the average cost for various violations versus rates for a clean driving record in Altoona.

Annual Altoona, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,475 $4,086 $3,475 $3,475
GEICO $1,909 $3,242 $2,543 $2,639
Liberty Mutual $5,073 $5,833 $5,690 $5,690
Nationwide $1,899 $2,544 $3,549 $2,545
Progressive $3,957 $5,486 $4,067 $3,962
State Farm $2,463 $2,939 $2,701 $2,701
Travelers $5,393 $7,709 $9,722 $7,709
USAA $1,385 $1,917 $2,042 $1,547

Find Cheap Altoona, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Altoona, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Altoona for less when you shop around and compare rates from multiple Altoona, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Altoona, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,475
GEICO $2,543
Liberty Mutual $5,690
Nationwide $3,549
Progressive $4,067
State Farm $2,701
Travelers $9,722
USAA $2,042

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Winners by Category: Where to Buy Cheap Auto Insurance in Altoona, PA

Compare rates from the cheapest auto insurance companies in Altoona, PA for your needs. Take a look at how Altoona, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Altoona, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Altoona, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Altoona, PA auto insurance companies overall, you can compare them here. Find the best price for Altoona, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Altoona, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,628
GEICO $2,583
Liberty Mutual $5,572
Nationwide $2,634
Progressive $4,368
State Farm $2,701
Travelers $7,633
USAA $1,723

What affects Altoona, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Altoona, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Altoona auto insurance rates.

Commute Times in Altoona

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Altoona, PA is 18.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Altoona, PA

You can buy cheap Altoona, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Altoona, Pennsylvania auto insurance quotes from top companies.

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