Buy Cheap Altoona, IA Auto Insurance (2021)

Altoona, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Altoona, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Altoona, IA, compare Altoona auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Altoona, IA are $245/month
  • Average auto insurance rates in Altoona, IA after a DUI are $3,560/year
  • Average auto insurance rates in Altoona, IA for teens drivers are $5,762/year

Finding affordable Altoona, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Altoona, IA auto insurance with confidence is right here. Auto insurance rates in Altoona are affected by local factors as well as personal ones like your driving record.

See how Altoona, IA car insurance rates compare to Council Bluffs auto insurance rates, Des Moines auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Altoona.

Don’t buy Altoona, IA auto insurance until you’ve compared rates. Get free Altoona, Iowa auto insurance quotes when you enter your ZIP code above.

Altoona, IA Minimum Auto Insurance Requirements

The required auto insurance in Altoona, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Altoona, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Altoona, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Altoona, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Altoona, IA. Take a look at Altoona, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Altoona, Iowa

Insurance Company Poor Fair Good
Allstate $3,671 $2,917 $2,630
American Family $3,618 $2,658 $2,244
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,407 $3,999 $3,141
Nationwide $3,070 $2,429 $2,122
Progressive $2,827 $2,318 $2,112
State Farm $3,198 $1,978 $1,560
Travelers $5,984 $5,055 $4,950
USAA $2,381 $1,648 $1,431

Buy Cheap Altoona, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Altoona, Iowa auto insurance rates? Find out how car insurance rates in Altoona, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Altoona, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,975 $1,880 $1,771 $1,798 $6,026 $6,831 $2,124 $2,176
American Family $1,812 $1,812 $1,629 $1,629 $4,968 $6,889 $1,812 $2,172
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,062 $2,230 $1,837 $2,237 $10,755 $12,105 $2,336 $2,562
Nationwide $1,731 $1,766 $1,548 $1,640 $4,172 $5,344 $1,981 $2,142
Progressive $1,640 $1,559 $1,356 $1,411 $4,365 $4,916 $1,969 $2,137
State Farm $1,384 $1,384 $1,242 $1,242 $4,139 $5,200 $1,565 $1,805
Travelers $2,186 $2,224 $2,145 $2,145 $11,132 $17,878 $2,289 $2,638
USAA $1,199 $1,203 $1,107 $1,116 $3,372 $3,555 $1,432 $1,574

Buy Cheap Altoona, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Altoona can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Altoona, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Altoona, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,026 $6,831
American Family $4,968 $6,889
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,755 $12,105
Nationwide $4,172 $5,344
Progressive $4,365 $4,916
State Farm $4,139 $5,200
Travelers $11,132 $17,878
USAA $3,372 $3,555

Buy Cheap Altoona, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Altoona, Iowa by comparing Altoona senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Altoona, IA here.

Annual Auto Insurance Rates for Senior Drivers in Altoona, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,771 $1,798
American Family $1,629 $1,629
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,837 $2,237
Nationwide $1,548 $1,640
Progressive $1,356 $1,411
State Farm $1,242 $1,242
Travelers $2,145 $2,145
USAA $1,107 $1,116

Find Cheap Auto Insurance Rates in Altoona, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Altoona, Iowa auto insurance. Compare Altoona, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Altoona, Iowa

Insurance Company Low Medium High
Allstate $2,953 $3,077 $3,188
American Family $2,829 $3,000 $2,692
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,306 $4,507 $4,734
Nationwide $2,623 $2,540 $2,459
Progressive $2,248 $2,428 $2,581
State Farm $2,113 $2,261 $2,361
Travelers $4,972 $5,429 $5,589
USAA $1,719 $1,826 $1,914

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Find Cheap Altoona, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Altoona. Compare auto insurance rates in Altoona, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Altoona, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,999 $3,146
American Family $2,807 $2,873
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,516 $4,516
Nationwide $2,540 $2,540
Progressive $2,419 $2,419
State Farm $2,191 $2,300
Travelers $5,330 $5,330
USAA $1,754 $1,886

Find Cheap Altoona, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Altoona, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Altoona, IA, take a look at the average cost for various violations versus rates for a clean driving record in Altoona.

Annual Altoona, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,584 $3,156 $3,636 $2,914
American Family $2,050 $3,009 $3,894 $2,408
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,889 $4,845 $4,908 $4,420
Nationwide $1,856 $2,641 $3,574 $2,091
Progressive $1,933 $3,221 $2,104 $2,419
State Farm $2,053 $2,438 $2,245 $2,245
Travelers $3,750 $5,055 $7,114 $5,400
USAA $1,383 $1,872 $2,432 $1,591

Find Cheap Altoona, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Altoona, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Altoona for less when you shop around and compare rates from multiple Altoona, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Altoona, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,636
American Family $3,894
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,908
Nationwide $3,574
Progressive $2,104
State Farm $2,245
Travelers $7,114
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Altoona, IA

Compare rates from the cheapest auto insurance companies in Altoona, IA for your needs. Take a look at how Altoona, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Altoona, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Altoona, Iowa Auto Insurance Companies

If you’re looking for the cheapest Altoona, IA auto insurance companies overall, you can compare them here. Find the best price for Altoona, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Altoona, Iowa

Insurance Company Average Annual Rates
Allstate $3,073
American Family $2,840
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,516
Nationwide $2,540
Progressive $2,419
State Farm $2,245
Travelers $5,330
USAA $1,820

What affects Altoona, Iowa auto insurance rates?

Local factors affect auto insurance rates in Altoona, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Altoona auto insurance rates.

Commute Times in Altoona

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Altoona, IA is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Altoona, IA

You can buy cheap Altoona, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Altoona, Iowa auto insurance quotes from top companies.

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