Buy Cheap Alton, TX Auto Insurance (2021)

Alton, TX auto insurance rates average $383 a month. Minimum auto insurance requirements in Alton, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Alton, TX, compare Alton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Alton is Allstate
  • The most expensive auto insurance company in Alton after a DUI is Allstate
  • Average auto insurance rates in Alton, TX are $383/month

Finding affordable Alton, Texas auto insurance can be challenging, but everything you need to know to buy cheap Alton, TX auto insurance with confidence is right here. Auto insurance rates in Alton are affected by local factors as well as personal ones like your driving record.

See how Alton, TX car insurance rates compare to San Antonio auto insurance rates, Dallas auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Alton.

Don’t buy Alton, TX auto insurance until you’ve compared rates. Get free Alton, Texas auto insurance quotes when you enter your ZIP code above.

Alton, TX Minimum Auto Insurance Requirements

The required auto insurance in Alton, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Alton, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Alton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Alton, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alton, TX. Take a look at Alton, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alton, Texas

Insurance Company Poor Fair Good
Allstate $8,119 $5,906 $5,042
American Family $7,598 $4,751 $4,146
GEICO $5,823 $3,282 $2,178
Nationwide $6,602 $5,228 $4,537
Progressive $5,871 $4,976 $4,574
State Farm $4,426 $2,750 $2,188
USAA $4,187 $2,437 $1,968

Buy Cheap Alton, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alton, Texas auto insurance rates? Find out how car insurance rates in Alton, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,209 $4,268 $4,161 $4,161 $10,570 $12,825 $5,200 $5,449
American Family $3,421 $3,797 $3,095 $3,543 $8,569 $11,229 $4,835 $5,499
GEICO $2,815 $3,077 $2,804 $3,286 $6,076 $6,124 $3,017 $2,892
Nationwide $3,473 $3,548 $3,055 $3,258 $9,516 $12,342 $4,048 $4,406
Progressive $2,900 $2,766 $2,535 $2,609 $11,106 $12,350 $3,414 $3,445
State Farm $2,211 $2,211 $1,960 $1,960 $5,189 $6,584 $2,397 $2,461
USAA $1,845 $1,871 $1,770 $1,781 $5,015 $5,486 $2,471 $2,673

Buy Cheap Alton, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alton, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,570 $12,825
American Family $8,569 $11,229
GEICO $6,076 $6,124
Nationwide $9,516 $12,342
Progressive $11,106 $12,350
State Farm $5,189 $6,584
USAA $5,015 $5,486

Buy Cheap Alton, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Alton, Texas by comparing Alton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alton, TX here.

Annual Auto Insurance Rates for Senior Drivers in Alton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,161 $4,161
American Family $3,095 $3,543
GEICO $2,804 $3,286
Nationwide $3,055 $3,258
Progressive $2,535 $2,609
State Farm $1,960 $1,960
USAA $1,770 $1,781

Find Cheap Auto Insurance Rates in Alton, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alton, Texas auto insurance. Compare Alton, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alton, Texas

Insurance Company Low Medium High
Allstate $6,202 $6,298 $6,566
American Family $5,070 $5,267 $6,158
GEICO $3,420 $3,655 $4,210
Nationwide $5,806 $5,206 $5,356
Progressive $4,818 $5,107 $5,498
State Farm $2,923 $3,098 $3,343
USAA $2,740 $2,846 $3,006

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Find Cheap Alton, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alton. Compare auto insurance rates in Alton, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,206 $6,505
American Family $5,498 $5,498
GEICO $3,682 $3,840
Nationwide $5,456 $5,456
Progressive $5,141 $5,141
State Farm $3,121 $3,121
USAA $2,827 $2,901

Find Cheap Alton, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Alton, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alton, TX, take a look at the average cost for various violations versus rates for a clean driving record in Alton.

Annual Alton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,035 $7,550 $7,803 $5,035
American Family $5,040 $6,334 $5,579 $5,040
GEICO $3,185 $4,207 $3,509 $4,145
Nationwide $4,708 $4,708 $7,064 $5,344
Progressive $4,484 $5,735 $5,270 $5,074
State Farm $2,781 $3,179 $3,744 $2,781
USAA $2,139 $3,160 $3,699 $2,458

Find Cheap Alton, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alton, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Alton for less when you shop around and compare rates from multiple Alton, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,803
American Family $5,579
GEICO $3,509
Nationwide $7,064
Progressive $5,270
State Farm $3,744
USAA $3,699

Winners by Category: Where to Buy Cheap Auto Insurance in Alton, TX

Compare rates from the cheapest auto insurance companies in Alton, TX for your needs. Take a look at how Alton, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Alton, Texas Auto Insurance Companies

If you’re looking for the cheapest Alton, TX auto insurance companies overall, you can compare them here. Find the best price for Alton, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Alton, Texas

Insurance Company Average Annual Rates
Allstate $6,355
American Family $5,498
GEICO $3,761
Nationwide $5,456
Progressive $5,141
State Farm $3,121
USAA $2,864

What affects Alton, Texas auto insurance rates?

Local factors affect auto insurance rates in Alton, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Alton auto insurance rates.

Auto Theft in Alton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Alton, TX auto theft show a total of 12 vehicle thefts annually.

Commute Times in Alton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alton, TX is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Alton, TX

You can buy cheap Alton, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alton, Texas auto insurance quotes from top companies.

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