Buy Cheap Alton, NY Auto Insurance (2021)

Alton, NY auto insurance rates average $253 a month. Minimum auto insurance requirements in Alton, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Alton, NY, compare Alton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alton, NY are $253/month
  • The most expensive auto insurance company in Alton after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Alton is Liberty Mutual

Finding affordable Alton, New York auto insurance can be challenging, but everything you need to know to buy cheap Alton, NY auto insurance with confidence is right here. Auto insurance rates in Alton are affected by local factors as well as personal ones like your driving record.

See how Alton, NY car insurance rates compare to New York auto insurance rates, Utica auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Alton.

Don’t buy Alton, NY auto insurance until you’ve compared rates. Get free Alton, New York auto insurance quotes when you enter your ZIP code above.

Alton, NY Minimum Auto Insurance Requirements

The required auto insurance in Alton, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Alton, New York is outlined here.

Minimum Required Auto Insurance Coverage in Alton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alton, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alton, NY. Take a look at Alton, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alton, New York

Insurance Company Poor Fair Good
Allstate $4,570 $2,684 $2,321
GEICO $2,082 $1,531 $1,374
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,430 $2,295 $1,682
State Farm $5,518 $3,459 $2,744
Travelers $4,365 $2,757 $2,400
USAA $4,102 $2,062 $1,823

Buy Cheap Alton, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alton, New York auto insurance rates? Find out how car insurance rates in Alton, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,166 $2,043 $2,036 $2,068 $6,229 $6,683 $2,143 $2,162
GEICO $1,235 $1,189 $1,200 $1,183 $2,545 $3,687 $1,115 $1,144
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,478 $2,478 $2,157 $2,157 $7,181 $9,231 $2,721 $2,856
Travelers $2,307 $2,339 $2,094 $2,254 $5,203 $6,192 $2,447 $2,554
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

Buy Cheap Alton, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alton, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,229 $6,683
GEICO $2,545 $3,687
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,688 $6,338
State Farm $7,181 $9,231
Travelers $5,203 $6,192
USAA $5,556 $6,624

Buy Cheap Alton, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Alton, New York by comparing Alton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alton, NY here.

Annual Auto Insurance Rates for Senior Drivers in Alton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,036 $2,068
GEICO $1,200 $1,183
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,372 $1,391
State Farm $2,157 $2,157
Travelers $2,094 $2,254
USAA $1,273 $1,277

Find Cheap Auto Insurance Rates in Alton, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alton, New York auto insurance. Compare Alton, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alton, New York

Insurance Company Low Medium High
Allstate $3,008 $3,180 $3,386
GEICO $1,582 $1,658 $1,747
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,667 $2,789 $2,951
State Farm $3,727 $3,928 $4,067
Travelers $3,004 $3,140 $3,377
USAA $2,588 $2,650 $2,748

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Find Cheap Alton, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alton. Compare auto insurance rates in Alton, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,149 $3,234
GEICO $1,614 $1,711
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,803 $2,803
State Farm $3,766 $4,048
Travelers $3,174 $3,174
USAA $2,636 $2,689

Find Cheap Alton, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Alton, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alton, NY, take a look at the average cost for various violations versus rates for a clean driving record in Alton.

Annual Alton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,712 $2,712 $3,935 $3,406
GEICO $1,319 $1,437 $2,574 $1,319
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,724 $3,724 $4,090 $4,090
Travelers $2,738 $3,376 $3,422 $3,158
USAA $2,368 $2,406 $3,469 $2,406

Find Cheap Alton, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alton, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Alton for less when you shop around and compare rates from multiple Alton, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,935
GEICO $2,574
Liberty Mutual $6,837
Nationwide $4,377
Progressive $3,012
State Farm $4,090
Travelers $3,422
USAA $3,469

Winners by Category: Where to Buy Cheap Auto Insurance in Alton, NY

Compare rates from the cheapest auto insurance companies in Alton, NY for your needs. Take a look at how Alton, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Alton, New York Auto Insurance Companies

If you’re looking for the cheapest Alton, NY auto insurance companies overall, you can compare them here. Find the best price for Alton, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Alton, New York

Insurance Company Average Annual Rates
Allstate $3,191
GEICO $1,662
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,803
State Farm $3,907
Travelers $3,174
USAA $2,662

What affects Alton, New York auto insurance rates?

Local factors affect auto insurance rates in Alton, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Alton auto insurance rates.

Commute Times in Alton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alton, NY is 23.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Alton, NY

You can buy cheap Alton, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alton, New York auto insurance quotes from top companies.

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