Buy Cheap Alto, NM Auto Insurance (2021)

Alto, NM auto insurance rates average $270 a month. Minimum auto insurance requirements in Alto, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Alto, NM, compare Alto auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alto, NM for teens drivers are $6,212/year
  • Average auto insurance rates in Alto, NM are $270/month
  • Average auto insurance rates in Alto, NM after a DUI are $4,152/year

Finding affordable Alto, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Alto, NM auto insurance with confidence is right here. Auto insurance rates in Alto are affected by local factors as well as personal ones like your driving record.

See how Alto, NM car insurance rates compare to Alamogordo auto insurance rates, Roswell auto insurance rates, and Hobbs auto insurance rates before you read more about the cost of auto insurance in Alto.

Don’t buy Alto, NM auto insurance until you’ve compared rates. Get free Alto, New Mexico auto insurance quotes when you enter your ZIP code above.

Alto, NM Minimum Auto Insurance Requirements

The required auto insurance in Alto, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Alto, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Alto, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alto, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alto, NM. Take a look at Alto, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alto, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,530 $3,749 $3,563
GEICO $4,787 $4,162 $3,849
Nationwide $4,047 $3,140 $2,728
Progressive $3,302 $2,928 $2,761
State Farm $3,260 $2,002 $1,581
USAA $2,602 $1,941 $1,680

Buy Cheap Alto, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alto, New Mexico auto insurance rates? Find out how car insurance rates in Alto, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alto, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,201 $2,188 $1,971 $2,097 $8,899 $9,143 $2,492 $2,588
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,273 $2,314 $2,064 $2,169 $5,441 $6,874 $2,559 $2,744
Progressive $1,641 $1,601 $1,474 $1,488 $6,456 $7,263 $1,990 $2,065
State Farm $1,502 $1,502 $1,352 $1,352 $3,985 $5,017 $1,680 $1,860
USAA $1,405 $1,404 $1,333 $1,337 $3,535 $3,998 $1,728 $1,856

Buy Cheap Alto, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alto can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alto, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alto, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,899 $9,143
GEICO $7,583 $10,447
Nationwide $5,441 $6,874
Progressive $6,456 $7,263
State Farm $3,985 $5,017
USAA $3,535 $3,998

Buy Cheap Alto, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Alto, New Mexico by comparing Alto senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alto, NM here.

Annual Auto Insurance Rates for Senior Drivers in Alto, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,971 $2,097
GEICO $2,511 $2,511
Nationwide $2,064 $2,169
Progressive $1,474 $1,488
State Farm $1,352 $1,352
USAA $1,333 $1,337

Find Cheap Auto Insurance Rates in Alto, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alto, New Mexico auto insurance. Compare Alto, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alto, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,631 $3,915 $4,295
GEICO $3,990 $4,256 $4,552
Nationwide $3,266 $3,271 $3,378
Progressive $2,874 $2,996 $3,121
State Farm $2,100 $2,288 $2,456
USAA $1,938 $2,083 $2,203

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Find Cheap Alto, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alto. Compare auto insurance rates in Alto, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alto, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,947 $3,947
GEICO $4,201 $4,331
Nationwide $3,305 $3,305
Progressive $2,997 $2,997
State Farm $2,225 $2,337
USAA $2,012 $2,137

Find Cheap Alto, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Alto, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alto, NM, take a look at the average cost for various violations versus rates for a clean driving record in Alto.

Annual Alto, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,329 $4,291 $4,189 $3,980
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,466 $3,469 $4,488 $2,797
Progressive $2,600 $3,522 $2,798 $3,069
State Farm $2,148 $2,326 $2,326 $2,326
USAA $1,547 $2,140 $2,812 $1,799

Find Cheap Alto, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alto, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Alto for less when you shop around and compare rates from multiple Alto, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alto, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,440
Farmers $4,189
GEICO $8,009
Nationwide $4,488
Progressive $2,798
State Farm $2,326
USAA $2,812

Winners by Category: Where to Buy Cheap Auto Insurance in Alto, NM

Compare rates from the cheapest auto insurance companies in Alto, NM for your needs. Take a look at how Alto, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alto, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alto, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Alto, NM auto insurance companies overall, you can compare them here. Find the best price for Alto, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Alto, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,947
GEICO $4,266
Nationwide $3,305
Progressive $2,997
State Farm $2,281
USAA $2,075

Compare Auto Insurance Quotes in Alto, NM

You can buy cheap Alto, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alto, New Mexico auto insurance quotes from top companies.

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