Buy Cheap Altamonte Springs, FL Auto Insurance (2021)

Altamonte Springs, FL auto insurance rates average $355 a month. Minimum auto insurance requirements in Altamonte Springs, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Altamonte Springs, FL, compare Altamonte Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Altamonte Springs, FL for teens drivers are $7,697/year
  • The most expensive auto insurance company in Altamonte Springs is Allstate
  • The most expensive auto insurance company in Altamonte Springs after a DUI is Allstate

Finding affordable Altamonte Springs, Florida auto insurance can be challenging, but everything you need to know to buy cheap Altamonte Springs, FL auto insurance with confidence is right here. Auto insurance rates in Altamonte Springs are affected by local factors as well as personal ones like your driving record.

See how Altamonte Springs, FL car insurance rates compare to Hialeah auto insurance rates, Miami auto insurance rates, and Orlando auto insurance rates before you read more about the cost of auto insurance in Altamonte Springs.

Don’t buy Altamonte Springs, FL auto insurance until you’ve compared rates. Get free Altamonte Springs, Florida auto insurance quotes when you enter your ZIP code above.

Altamonte Springs, FL Minimum Auto Insurance Requirements

The required auto insurance in Altamonte Springs, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Altamonte Springs, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Altamonte Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Altamonte Springs, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Altamonte Springs, FL. Take a look at Altamonte Springs, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Altamonte Springs, Florida

Insurance Company Poor Fair Good
Allstate $9,834 $6,249 $5,082
GEICO $5,263 $3,167 $2,367
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,914 $3,615 $3,272
Progressive $6,621 $4,703 $3,932
State Farm $4,228 $2,771 $2,271
USAA $4,202 $2,055 $1,491

Buy Cheap Altamonte Springs, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Altamonte Springs, Florida auto insurance rates? Find out how car insurance rates in Altamonte Springs, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Altamonte Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,300 $4,126 $3,753 $3,823 $15,176 $16,587 $4,304 $4,370
GEICO $2,842 $2,851 $2,663 $2,663 $5,100 $6,378 $3,129 $3,163
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,758 $2,722 $2,465 $2,548 $6,629 $8,155 $3,036 $3,157
Progressive $3,381 $3,204 $2,921 $3,111 $9,613 $10,464 $4,086 $3,903
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,490 $1,463 $1,395 $1,380 $5,128 $5,941 $1,859 $2,003

Buy Cheap Altamonte Springs, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Altamonte Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Altamonte Springs, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Altamonte Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,176 $16,587
GEICO $5,100 $6,378
Liberty Mutual $6,564 $10,070
Nationwide $6,629 $8,155
Progressive $9,613 $10,464
State Farm $5,666 $7,244
USAA $5,128 $5,941

Buy Cheap Altamonte Springs, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Altamonte Springs, Florida by comparing Altamonte Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Altamonte Springs, FL here.

Annual Auto Insurance Rates for Senior Drivers in Altamonte Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,753 $3,823
GEICO $2,663 $2,663
Liberty Mutual $2,891 $2,891
Nationwide $2,465 $2,548
Progressive $2,921 $3,111
State Farm $1,753 $1,753
USAA $1,395 $1,380

Find Cheap Auto Insurance Rates in Altamonte Springs, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Altamonte Springs, Florida auto insurance. Compare Altamonte Springs, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Altamonte Springs, Florida

Insurance Company Low Medium High
Allstate $5,467 $7,417 $8,281
GEICO $2,946 $3,726 $4,124
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $3,106 $4,090 $4,606
Progressive $4,276 $5,203 $5,777
State Farm $2,623 $3,167 $3,480
USAA $2,244 $2,670 $2,833

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Find Cheap Altamonte Springs, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Altamonte Springs. Compare auto insurance rates in Altamonte Springs, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Altamonte Springs, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,852 $7,258
GEICO $3,582 $3,616
Liberty Mutual $4,369 $4,656
Nationwide $3,934 $3,934
Progressive $5,085 $5,085
State Farm $2,985 $3,195
USAA $2,553 $2,612

Find Cheap Altamonte Springs, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Altamonte Springs, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Altamonte Springs, FL to see how much where you live in Altamonte Springs affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Altamonte Springs, Florida

ZIP Code Average Annual Rates
32701 $3,279
32714 $3,305

Find Cheap Altamonte Springs, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Altamonte Springs, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Altamonte Springs, FL, take a look at the average cost for various violations versus rates for a clean driving record in Altamonte Springs.

Annual Altamonte Springs, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,069 $7,278 $8,120 $6,753
GEICO $2,493 $3,199 $4,784 $3,920
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,357 $3,684 $4,965 $3,729
Progressive $3,998 $5,950 $5,001 $5,392
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,016 $2,496 $3,702 $2,116

Find Cheap Altamonte Springs, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Altamonte Springs, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Altamonte Springs for less when you shop around and compare rates from multiple Altamonte Springs, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Altamonte Springs, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,120
GEICO $4,784
Liberty Mutual $6,107
Nationwide $4,965
Progressive $5,001
State Farm $3,090
USAA $3,702

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Winners by Category: Where to Buy Cheap Auto Insurance in Altamonte Springs, FL

Compare rates from the cheapest auto insurance companies in Altamonte Springs, FL for your needs. Take a look at how Altamonte Springs, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Altamonte Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Altamonte Springs, Florida Auto Insurance Companies

If you’re looking for the cheapest Altamonte Springs, FL auto insurance companies overall, you can compare them here. Find the best price for Altamonte Springs, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Altamonte Springs, Florida

Insurance Company Average Annual Rates
Allstate $7,055
GEICO $3,599
Liberty Mutual $4,512
Nationwide $3,934
Progressive $5,085
State Farm $3,090
USAA $2,583

What affects Altamonte Springs, Florida auto insurance rates?

Local factors affect auto insurance rates in Altamonte Springs, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Altamonte Springs auto insurance rates.

Auto Theft in Altamonte Springs

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Altamonte Springs, FL auto theft show a total of 93 vehicle thefts annually.

Commute Times in Altamonte Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Altamonte Springs, FL is 26.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Altamonte Springs, FL

You can buy cheap Altamonte Springs, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Altamonte Springs, Florida auto insurance quotes from top companies.

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