Buy Cheap Alta, IA Auto Insurance (2021)

Alta, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Alta, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Alta, IA, compare Alta auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Alta is Travelers
  • The most expensive auto insurance company in Alta after a DUI is Travelers
  • Average auto insurance rates in Alta, IA for teens drivers are $5,565/year

Finding affordable Alta, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Alta, IA auto insurance with confidence is right here. Auto insurance rates in Alta are affected by local factors as well as personal ones like your driving record.

See how Alta, IA car insurance rates compare to Iowa City auto insurance rates, Davenport auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Alta.

Don’t buy Alta, IA auto insurance until you’ve compared rates. Get free Alta, Iowa auto insurance quotes when you enter your ZIP code above.

Alta, IA Minimum Auto Insurance Requirements

The required auto insurance in Alta, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Alta, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Alta, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Alta, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alta, IA. Take a look at Alta, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alta, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,331 $1,895 $1,721
State Farm $3,040 $1,881 $1,484
Travelers $6,134 $5,246 $5,001
USAA $2,427 $1,667 $1,444

Buy Cheap Alta, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alta, Iowa auto insurance rates? Find out how car insurance rates in Alta, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alta, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,371 $1,310 $1,130 $1,177 $3,504 $3,947 $1,644 $1,778
State Farm $1,381 $1,381 $1,215 $1,215 $3,778 $4,785 $1,553 $1,772
Travelers $2,425 $2,472 $2,372 $2,375 $10,993 $17,553 $2,528 $2,962
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Alta, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alta, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alta, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,504 $3,947
State Farm $3,778 $4,785
Travelers $10,993 $17,553
USAA $3,318 $3,528

Buy Cheap Alta, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Alta, Iowa by comparing Alta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alta, IA here.

Annual Auto Insurance Rates for Senior Drivers in Alta, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,130 $1,177
State Farm $1,215 $1,215
Travelers $2,372 $2,375
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Alta, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alta, Iowa auto insurance. Compare Alta, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alta, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,858 $1,990 $2,100
State Farm $2,030 $2,147 $2,228
Travelers $5,114 $5,544 $5,722
USAA $1,748 $1,852 $1,938

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Find Cheap Alta, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alta. Compare auto insurance rates in Alta, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alta, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $1,983 $1,983
State Farm $2,084 $2,186
Travelers $5,460 $5,460
USAA $1,779 $1,913

Find Cheap Alta, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Alta, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alta, IA, take a look at the average cost for various violations versus rates for a clean driving record in Alta.

Annual Alta, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,591 $2,623 $1,728 $1,989
State Farm $1,974 $2,296 $2,135 $2,135
Travelers $3,969 $5,309 $7,119 $5,444
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Alta, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alta, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Alta for less when you shop around and compare rates from multiple Alta, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alta, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,723
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,728
State Farm $2,135
Travelers $7,119
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Alta, IA

Compare rates from the cheapest auto insurance companies in Alta, IA for your needs. Take a look at how Alta, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alta, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Alta, Iowa Auto Insurance Companies

If you’re looking for the cheapest Alta, IA auto insurance companies overall, you can compare them here. Find the best price for Alta, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Alta, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $1,983
State Farm $2,135
Travelers $5,460
USAA $1,846

What affects Alta, Iowa auto insurance rates?

Local factors affect auto insurance rates in Alta, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Alta auto insurance rates.

Commute Times in Alta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alta, IA is 23.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Alta, IA

You can buy cheap Alta, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alta, Iowa auto insurance quotes from top companies.

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