Buy Cheap Alpena, AR Auto Insurance (2021)

Alpena, AR auto insurance rates average $324 a month. Minimum auto insurance requirements in Alpena, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Alpena, AR, compare Alpena auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alpena, AR for teens drivers are $7,977/year
  • Average auto insurance rates in Alpena, AR after a DUI are $4,660/year
  • The most expensive auto insurance company in Alpena is Travelers

Finding affordable Alpena, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Alpena, AR auto insurance with confidence is right here. Auto insurance rates in Alpena are affected by local factors as well as personal ones like your driving record.

See how Alpena, AR car insurance rates compare to Jonesboro auto insurance rates, Conway auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in Alpena.

Don’t buy Alpena, AR auto insurance until you’ve compared rates. Get free Alpena, Arkansas auto insurance quotes when you enter your ZIP code above.

Alpena, AR Minimum Auto Insurance Requirements

The required auto insurance in Alpena, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Alpena, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Alpena, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Alpena, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alpena, AR. Take a look at Alpena, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alpena, Arkansas

Insurance Company Poor Fair Good
Allstate $6,269 $4,797 $3,895
Farmers $5,015 $4,206 $4,005
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,000 $5,127 $4,771
State Farm $3,570 $2,152 $1,677
Travelers $6,246 $5,212 $4,871
USAA $2,729 $1,861 $1,586

Buy Cheap Alpena, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alpena, Arkansas auto insurance rates? Find out how car insurance rates in Alpena, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alpena, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,851 $2,879 $2,533 $2,709 $10,157 $12,157 $3,163 $3,449
Farmers $2,375 $2,359 $2,121 $2,231 $10,098 $10,455 $2,738 $2,891
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,781 $2,630 $2,281 $2,393 $11,934 $13,441 $3,326 $3,609
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,032 $2,069 $2,016 $2,018 $11,815 $18,901 $2,178 $2,515
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

Buy Cheap Alpena, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alpena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alpena, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alpena, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,157 $12,157
Farmers $10,098 $10,455
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,934 $13,441
State Farm $4,447 $5,591
Travelers $11,815 $18,901
USAA $3,959 $4,151

Buy Cheap Alpena, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Alpena, Arkansas by comparing Alpena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alpena, AR here.

Annual Auto Insurance Rates for Senior Drivers in Alpena, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,709
Farmers $2,121 $2,231
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,281 $2,393
State Farm $1,395 $1,395
Travelers $2,016 $2,018
USAA $1,183 $1,194

Find Cheap Auto Insurance Rates in Alpena, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alpena, Arkansas auto insurance. Compare Alpena, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alpena, Arkansas

Insurance Company Low Medium High
Allstate $4,873 $4,984 $5,105
Farmers $4,200 $4,365 $4,661
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,879 $5,208 $5,811
State Farm $2,351 $2,463 $2,585
Travelers $5,197 $5,458 $5,673
USAA $1,975 $2,051 $2,149

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Find Cheap Alpena, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alpena. Compare auto insurance rates in Alpena, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alpena, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,987 $4,987
Farmers $4,409 $4,409
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,299 $5,299
State Farm $2,408 $2,524
Travelers $5,443 $5,443
USAA $2,000 $2,117

Find Cheap Alpena, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Alpena, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alpena, AR, take a look at the average cost for various violations versus rates for a clean driving record in Alpena.

Annual Alpena, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,126 $5,170 $5,737 $4,916
Farmers $3,717 $4,776 $4,665 $4,476
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,563 $6,360 $4,797 $5,477
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,559 $4,710 $6,901 $5,602
USAA $1,585 $2,004 $2,887 $1,758

Find Cheap Alpena, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alpena, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Alpena for less when you shop around and compare rates from multiple Alpena, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alpena, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,737
Farmers $4,665
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,797
State Farm $2,466
Travelers $6,901
USAA $2,887

Winners by Category: Where to Buy Cheap Auto Insurance in Alpena, AR

Compare rates from the cheapest auto insurance companies in Alpena, AR for your needs. Take a look at how Alpena, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alpena, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alpena, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Alpena, AR auto insurance companies overall, you can compare them here. Find the best price for Alpena, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Alpena, Arkansas

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $4,409
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,299
State Farm $2,466
Travelers $5,443
USAA $2,059

What affects Alpena, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Alpena, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Alpena auto insurance rates.

Commute Times in Alpena

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alpena, AR is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Alpena, AR

You can buy cheap Alpena, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alpena, Arkansas auto insurance quotes from top companies.

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