Buy Cheap Alma, TX Auto Insurance (2021)

Alma, TX auto insurance rates average $314 a month. Minimum auto insurance requirements in Alma, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Alma, TX, compare Alma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alma, TX after a DUI are $4,319/year
  • The most expensive auto insurance company in Alma after a DUI is Allstate
  • Average auto insurance rates in Alma, TX are $314/month

Finding affordable Alma, Texas auto insurance can be challenging, but everything you need to know to buy cheap Alma, TX auto insurance with confidence is right here. Auto insurance rates in Alma are affected by local factors as well as personal ones like your driving record.

See how Alma, TX car insurance rates compare to San Antonio auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Alma.

Don’t buy Alma, TX auto insurance until you’ve compared rates. Get free Alma, Texas auto insurance quotes when you enter your ZIP code above.

Alma, TX Minimum Auto Insurance Requirements

The required auto insurance in Alma, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Alma, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Alma, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Alma, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alma, TX. Take a look at Alma, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alma, Texas

Insurance Company Poor Fair Good
Allstate $7,417 $5,421 $4,639
American Family $5,089 $3,195 $2,799
GEICO $5,223 $2,954 $1,968
Nationwide $4,940 $3,973 $3,451
Progressive $4,532 $3,923 $3,638
State Farm $4,051 $2,523 $2,011
USAA $3,589 $2,089 $1,685

Buy Cheap Alma, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alma, Texas auto insurance rates? Find out how car insurance rates in Alma, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alma, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,803 $3,835 $3,756 $3,756 $9,925 $11,969 $4,687 $4,877
American Family $2,247 $2,492 $2,102 $2,396 $5,840 $7,643 $3,196 $3,638
GEICO $2,509 $2,708 $2,427 $2,750 $5,517 $5,726 $2,712 $2,705
Nationwide $2,558 $2,595 $2,258 $2,388 $7,395 $9,487 $3,021 $3,268
Progressive $2,156 $2,039 $1,924 $1,959 $9,016 $10,045 $2,540 $2,567
State Farm $1,982 $1,982 $1,769 $1,769 $4,832 $6,174 $2,160 $2,227
USAA $1,561 $1,563 $1,497 $1,478 $4,441 $4,814 $2,072 $2,206

Buy Cheap Alma, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alma, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alma, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,925 $11,969
American Family $5,840 $7,643
GEICO $5,517 $5,726
Nationwide $7,395 $9,487
Progressive $9,016 $10,045
State Farm $4,832 $6,174
USAA $4,441 $4,814

Buy Cheap Alma, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Alma, Texas by comparing Alma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alma, TX here.

Annual Auto Insurance Rates for Senior Drivers in Alma, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,756 $3,756
American Family $2,102 $2,396
GEICO $2,427 $2,750
Nationwide $2,258 $2,388
Progressive $1,924 $1,959
State Farm $1,769 $1,769
USAA $1,497 $1,478

Find Cheap Auto Insurance Rates in Alma, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alma, Texas auto insurance. Compare Alma, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alma, Texas

Insurance Company Low Medium High
Allstate $5,673 $5,768 $6,037
American Family $3,442 $3,559 $4,082
GEICO $3,207 $3,344 $3,595
Nationwide $4,411 $3,946 $4,007
Progressive $3,826 $4,010 $4,257
State Farm $2,710 $2,851 $3,025
USAA $2,363 $2,443 $2,556

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Find Cheap Alma, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alma. Compare auto insurance rates in Alma, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alma, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,683 $5,969
American Family $3,694 $3,694
GEICO $3,321 $3,442
Nationwide $4,121 $4,121
Progressive $4,031 $4,031
State Farm $2,862 $2,862
USAA $2,423 $2,485

Find Cheap Alma, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Alma, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alma, TX, take a look at the average cost for various violations versus rates for a clean driving record in Alma.

Annual Alma, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,531 $6,983 $7,259 $4,531
American Family $3,375 $4,272 $3,756 $3,375
GEICO $2,869 $3,801 $3,164 $3,692
Nationwide $3,572 $3,572 $5,304 $4,037
Progressive $3,519 $4,548 $4,103 $3,953
State Farm $2,534 $2,918 $3,460 $2,534
USAA $1,825 $2,707 $3,189 $2,095

Find Cheap Alma, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alma, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Alma for less when you shop around and compare rates from multiple Alma, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alma, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,259
American Family $3,756
GEICO $3,164
Nationwide $5,304
Progressive $4,103
State Farm $3,460
USAA $3,189

Winners by Category: Where to Buy Cheap Auto Insurance in Alma, TX

Compare rates from the cheapest auto insurance companies in Alma, TX for your needs. Take a look at how Alma, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alma, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Alma, Texas Auto Insurance Companies

If you’re looking for the cheapest Alma, TX auto insurance companies overall, you can compare them here. Find the best price for Alma, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Alma, Texas

Insurance Company Average Annual Rates
Allstate $5,826
American Family $3,694
GEICO $3,382
Nationwide $4,121
Progressive $4,031
State Farm $2,862
USAA $2,454

What affects Alma, Texas auto insurance rates?

Local factors affect auto insurance rates in Alma, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Alma auto insurance rates.

Commute Times in Alma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alma, TX is 33.0 minutes according to City-Data.

Traffic in Alma

How is traffic in Alma, Texas? Inrix data shows that Alma, TX traffic makes it the 680th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Alma, TX

You can buy cheap Alma, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alma, Texas auto insurance quotes from top companies.

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