Buy Cheap Alma, AR Auto Insurance (2021)

Alma, AR auto insurance rates average $324 a month. Minimum auto insurance requirements in Alma, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Alma, AR, compare Alma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alma, AR for teens drivers are $8,004/year
  • Average auto insurance rates in Alma, AR after a DUI are $4,691/year
  • The most expensive auto insurance company in Alma after a DUI is Travelers

Finding affordable Alma, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Alma, AR auto insurance with confidence is right here. Auto insurance rates in Alma are affected by local factors as well as personal ones like your driving record.

See how Alma, AR car insurance rates compare to Conway auto insurance rates, Little Rock auto insurance rates, and Rogers auto insurance rates before you read more about the cost of auto insurance in Alma.

Don’t buy Alma, AR auto insurance until you’ve compared rates. Get free Alma, Arkansas auto insurance quotes when you enter your ZIP code above.

Alma, AR Minimum Auto Insurance Requirements

The required auto insurance in Alma, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Alma, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Alma, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Alma, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alma, AR. Take a look at Alma, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alma, Arkansas

Insurance Company Poor Fair Good
Allstate $5,669 $4,358 $3,538
Farmers $4,485 $3,768 $3,589
GEICO $4,152 $3,418 $2,833
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,577 $3,687 $3,362
Progressive $5,382 $4,614 $4,300
State Farm $3,880 $2,336 $1,820
Travelers $6,609 $5,522 $5,163
USAA $2,730 $1,871 $1,598

Buy Cheap Alma, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alma, Arkansas auto insurance rates? Find out how car insurance rates in Alma, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alma, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,556 $2,570 $2,290 $2,445 $9,306 $11,153 $2,810 $3,042
Farmers $2,123 $2,109 $1,895 $1,997 $9,068 $9,391 $2,436 $2,560
GEICO $2,471 $2,436 $2,273 $2,210 $6,717 $6,706 $2,447 $2,482
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,617 $2,661 $2,353 $2,479 $6,454 $8,194 $3,009 $3,237
Progressive $2,487 $2,342 $2,051 $2,145 $10,791 $12,135 $2,968 $3,202
State Farm $1,640 $1,640 $1,485 $1,485 $4,968 $6,225 $1,853 $2,132
Travelers $2,128 $2,167 $2,110 $2,115 $12,540 $20,157 $2,282 $2,621
USAA $1,268 $1,278 $1,181 $1,184 $4,030 $4,209 $1,630 $1,752

Buy Cheap Alma, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alma, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alma, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,306 $11,153
Farmers $9,068 $9,391
GEICO $6,717 $6,706
Liberty Mutual $8,162 $8,987
Nationwide $6,454 $8,194
Progressive $10,791 $12,135
State Farm $4,968 $6,225
Travelers $12,540 $20,157
USAA $4,030 $4,209

Buy Cheap Alma, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Alma, Arkansas by comparing Alma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alma, AR here.

Annual Auto Insurance Rates for Senior Drivers in Alma, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,290 $2,445
Farmers $1,895 $1,997
GEICO $2,273 $2,210
Liberty Mutual $2,093 $2,335
Nationwide $2,353 $2,479
Progressive $2,051 $2,145
State Farm $1,485 $1,485
Travelers $2,110 $2,115
USAA $1,181 $1,184

Find Cheap Auto Insurance Rates in Alma, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alma, Arkansas auto insurance. Compare Alma, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alma, Arkansas

Insurance Company Low Medium High
Allstate $4,396 $4,519 $4,650
Farmers $3,748 $3,906 $4,189
GEICO $3,314 $3,467 $3,622
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,895 $3,798 $3,934
Progressive $4,324 $4,676 $5,295
State Farm $2,530 $2,676 $2,829
Travelers $5,484 $5,780 $6,031
USAA $1,974 $2,058 $2,167

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Find Cheap Alma, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alma. Compare auto insurance rates in Alma, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alma, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,522 $4,522
Farmers $3,947 $3,947
GEICO $3,439 $3,496
Liberty Mutual $3,857 $3,857
Nationwide $3,876 $3,876
Progressive $4,765 $4,765
State Farm $2,613 $2,744
Travelers $5,765 $5,765
USAA $2,008 $2,125

Find Cheap Alma, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Alma, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alma, AR, take a look at the average cost for various violations versus rates for a clean driving record in Alma.

Annual Alma, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,731 $4,689 $5,211 $4,456
Farmers $3,333 $4,278 $4,182 $3,997
GEICO $2,370 $3,612 $5,339 $2,550
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $3,024 $3,896 $5,257 $3,325
Progressive $4,104 $5,724 $4,317 $4,915
State Farm $2,443 $2,914 $2,679 $2,679
Travelers $4,830 $4,989 $7,315 $5,926
USAA $1,588 $2,016 $2,902 $1,761

Find Cheap Alma, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alma, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Alma for less when you shop around and compare rates from multiple Alma, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alma, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,211
Farmers $4,182
GEICO $5,339
Liberty Mutual $5,017
Nationwide $5,257
Progressive $4,317
State Farm $2,679
Travelers $7,315
USAA $2,902

Winners by Category: Where to Buy Cheap Auto Insurance in Alma, AR

Compare rates from the cheapest auto insurance companies in Alma, AR for your needs. Take a look at how Alma, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alma, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alma, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Alma, AR auto insurance companies overall, you can compare them here. Find the best price for Alma, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Alma, Arkansas

Insurance Company Average Annual Rates
Allstate $4,522
Farmers $3,947
GEICO $3,468
Liberty Mutual $3,857
Nationwide $3,876
Progressive $4,765
State Farm $2,679
Travelers $5,765
USAA $2,067

What affects Alma, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Alma, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Alma auto insurance rates.

Commute Times in Alma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alma, AR is 20.3 minutes according to City-Data.

Traffic in Alma

How is traffic in Alma, Arkansas? Inrix data shows that Alma, AR traffic makes it the 680th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Alma, AR

You can buy cheap Alma, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alma, Arkansas auto insurance quotes from top companies.

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