Buy Cheap Allendale, MI Auto Insurance (2022)

Allendale, MI auto insurance rates average $689 a month. Minimum auto insurance requirements in Allendale, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Allendale, MI, compare Allendale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Allendale, MI after a DUI are $13,935/year
  • The most expensive auto insurance company in Allendale is Allstate
  • Average auto insurance rates in Allendale, MI are $689/month

Finding affordable Allendale, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Allendale, MI auto insurance with confidence is right here. Auto insurance rates in Allendale are affected by local factors as well as personal ones like your driving record.

See how Allendale, MI car insurance rates compare to Sterling Heights auto insurance rates, Ann Arbor auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Allendale.

Don’t buy Allendale, MI auto insurance until you’ve compared rates. Get free Allendale, Michigan auto insurance quotes when you enter your ZIP code above.

Allendale, MI Minimum Auto Insurance Requirements

The required auto insurance in Allendale, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Allendale, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Allendale, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Allendale, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Allendale, MI. Take a look at Allendale, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Allendale, Michigan

Insurance Company Poor Fair Good
Allstate $30,757 $17,049 $13,085
Farmers $6,184 $4,174 $3,866
GEICO $6,624 $4,875 $3,970
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $5,275 $4,018 $3,439
Progressive $5,119 $4,352 $3,957
State Farm $14,870 $7,549 $5,143
Travelers $6,813 $6,608 $6,525
USAA $5,159 $2,941 $2,250

Buy Cheap Allendale, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Allendale, Michigan auto insurance rates? Find out how car insurance rates in Allendale, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Allendale, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,760 $14,760 $13,680 $13,680 $37,190 $37,190 $15,558 $15,558
Farmers $3,547 $3,547 $3,305 $3,305 $8,122 $8,122 $3,991 $3,991
GEICO $3,473 $3,473 $3,564 $3,564 $10,256 $10,256 $3,332 $3,332
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $3,069 $3,069 $2,751 $2,751 $7,809 $7,809 $3,348 $3,348
Progressive $2,571 $2,414 $2,284 $2,510 $9,708 $10,489 $2,995 $2,837
State Farm $5,579 $5,579 $5,155 $5,155 $19,458 $19,458 $6,558 $6,558
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,493 $2,372 $2,342 $2,215 $6,222 $5,956 $3,054 $2,946

Buy Cheap Allendale, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Allendale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Allendale, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Allendale, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,190 $37,190
Farmers $8,122 $8,122
GEICO $10,256 $10,256
Liberty Mutual $28,466 $28,466
Nationwide $7,809 $7,809
Progressive $9,708 $10,489
State Farm $19,458 $19,458
Travelers $13,395 $13,395
USAA $6,222 $5,956

Buy Cheap Allendale, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Allendale, Michigan by comparing Allendale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Allendale, MI here.

Annual Auto Insurance Rates for Senior Drivers in Allendale, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,680 $13,680
Farmers $3,305 $3,305
GEICO $3,564 $3,564
Liberty Mutual $12,035 $12,035
Nationwide $2,751 $2,751
Progressive $2,284 $2,510
State Farm $5,155 $5,155
Travelers $3,858 $3,858
USAA $2,342 $2,215

Find Cheap Auto Insurance Rates in Allendale, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Allendale, Michigan auto insurance. Compare Allendale, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Allendale, Michigan

Insurance Company Low Medium High
Allstate $19,857 $20,336 $20,698
Farmers $4,618 $4,730 $4,876
GEICO $4,841 $5,113 $5,515
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $4,438 $4,173 $4,121
Progressive $4,363 $4,481 $4,584
State Farm $8,802 $9,235 $9,526
Travelers $6,575 $6,656 $6,715
USAA $3,361 $3,457 $3,532

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Find Cheap Allendale, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Allendale. Compare auto insurance rates in Allendale, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Allendale, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,297 $20,297
Farmers $4,741 $4,741
GEICO $5,042 $5,271
Liberty Mutual $15,648 $16,757
Nationwide $4,244 $4,244
Progressive $4,476 $4,476
State Farm $8,956 $9,420
Travelers $6,611 $6,686
USAA $3,411 $3,489

Find Cheap Allendale, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Allendale, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Allendale, MI, take a look at the average cost for various violations versus rates for a clean driving record in Allendale.

Annual Allendale, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,837 $13,134 $44,403 $13,815
Farmers $3,985 $5,079 $5,007 $4,894
GEICO $1,786 $3,841 $11,657 $3,341
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $3,655 $4,830 $4,398 $4,094
Progressive $3,829 $4,973 $4,463 $4,639
State Farm $5,840 $7,004 $15,155 $8,751
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,776 $3,463 $4,532 $3,027

Find Cheap Allendale, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Allendale, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Allendale for less when you shop around and compare rates from multiple Allendale, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Allendale, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,403
Farmers $5,007
GEICO $11,657
Liberty Mutual $25,467
Nationwide $4,398
Progressive $4,463
State Farm $15,155
Travelers $10,331
USAA $4,532

Winners by Category: Where to Buy Cheap Auto Insurance in Allendale, MI

Compare rates from the cheapest auto insurance companies in Allendale, MI for your needs. Take a look at how Allendale, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Allendale, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Find Cheap Allendale, Michigan Auto Insurance Companies

If you’re looking for the cheapest Allendale, MI auto insurance companies overall, you can compare them here. Find the best price for Allendale, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Allendale, Michigan

Insurance Company Average Annual Rates
Allstate $20,297
Farmers $4,741
GEICO $5,156
Liberty Mutual $16,202
Nationwide $4,244
Progressive $4,476
State Farm $9,188
Travelers $6,649
USAA $3,450

What affects Allendale, Michigan auto insurance rates?

Local factors affect auto insurance rates in Allendale, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Allendale auto insurance rates.

Commute Times in Allendale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Allendale, MI is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Allendale, MI

You can buy cheap Allendale, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Allendale, Michigan auto insurance quotes from top companies.

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