Buy Cheap Aliso Viejo, CA Auto Insurance (2021)

Aliso Viejo, CA auto insurance rates average $280 a month. Minimum auto insurance requirements in Aliso Viejo, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Aliso Viejo, CA, compare Aliso Viejo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Aliso Viejo after a DUI is Allstate
  • The most expensive auto insurance company in Aliso Viejo is Nationwide
  • Average auto insurance rates in Aliso Viejo, CA are $280/month

Finding affordable Aliso Viejo, California auto insurance can be challenging, but everything you need to know to buy cheap Aliso Viejo, CA auto insurance with confidence is right here. Auto insurance rates in Aliso Viejo are affected by local factors as well as personal ones like your driving record.

See how Aliso Viejo, CA car insurance rates compare to Los Angeles auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Aliso Viejo.

Don’t buy Aliso Viejo, CA auto insurance until you’ve compared rates. Get free Aliso Viejo, California auto insurance quotes when you enter your ZIP code above.

Aliso Viejo, CA Minimum Auto Insurance Requirements

The required auto insurance in Aliso Viejo, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Aliso Viejo, California is outlined here.

Minimum Required Auto Insurance Coverage in Aliso Viejo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Aliso Viejo, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Aliso Viejo, California auto insurance rates? Find out how car insurance rates in Aliso Viejo, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aliso Viejo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,830 $2,821 $2,077 $2,082 $7,966 $9,999 $3,582 $3,889
Farmers $2,246 $2,246 $2,047 $2,047 $7,143 $11,582 $2,662 $2,968
GEICO $1,661 $1,662 $1,562 $1,562 $5,062 $5,144 $2,387 $2,437
Liberty Mutual $2,131 $2,002 $2,002 $1,934 $4,624 $4,972 $2,383 $2,420
Nationwide $3,175 $3,026 $2,796 $2,630 $8,153 $8,994 $3,795 $3,737
Progressive $1,657 $1,706 $1,425 $1,685 $4,471 $5,376 $2,400 $2,580
State Farm $2,677 $2,677 $2,393 $2,393 $4,971 $6,186 $2,963 $3,052
Travelers $2,193 $2,118 $1,951 $1,931 $4,566 $5,176 $2,840 $2,776
USAA $1,882 $1,780 $1,837 $1,842 $4,307 $4,334 $2,608 $2,463

Buy Cheap Aliso Viejo, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Aliso Viejo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Aliso Viejo, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Aliso Viejo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $9,999
Farmers $7,143 $11,582
GEICO $5,062 $5,144
Liberty Mutual $4,624 $4,972
Nationwide $8,153 $8,994
Progressive $4,471 $5,376
State Farm $4,971 $6,186
Travelers $4,566 $5,176
USAA $4,307 $4,334

Buy Cheap Aliso Viejo, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Aliso Viejo, California by comparing Aliso Viejo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Aliso Viejo, CA here.

Annual Auto Insurance Rates for Senior Drivers in Aliso Viejo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,077 $2,082
Farmers $2,047 $2,047
GEICO $1,562 $1,562
Liberty Mutual $2,002 $1,934
Nationwide $2,796 $2,630
Progressive $1,425 $1,685
State Farm $2,393 $2,393
Travelers $1,951 $1,931
USAA $1,837 $1,842

Find Cheap Auto Insurance Rates in Aliso Viejo, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Aliso Viejo, California auto insurance. Compare Aliso Viejo, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aliso Viejo, California

Insurance Company Low Medium High
Allstate $4,149 $4,447 $4,621
Farmers $3,791 $4,154 $4,407
GEICO $2,430 $2,716 $2,908
Liberty Mutual $2,590 $2,836 $2,999
Nationwide $4,042 $4,624 $4,948
Progressive $2,359 $2,748 $2,881
State Farm $3,021 $3,484 $3,737
Travelers $2,547 $3,034 $3,251
USAA $2,391 $2,682 $2,822

Find Cheap Aliso Viejo, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Aliso Viejo. Compare auto insurance rates in Aliso Viejo, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Aliso Viejo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,971 $4,841
Farmers $3,735 $4,500
GEICO $2,439 $2,931
Liberty Mutual $2,579 $3,038
Nationwide $4,006 $5,070
Progressive $2,417 $2,908
State Farm $3,288 $3,540
Travelers $2,653 $3,235
USAA $2,425 $2,838

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Find Cheap Aliso Viejo, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Aliso Viejo, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Aliso Viejo, CA, take a look at the average cost for various violations versus rates for a clean driving record in Aliso Viejo.

Annual Aliso Viejo, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,666 $4,453 $7,014 $3,490
Farmers $3,051 $4,150 $5,153 $4,115
GEICO $1,876 $2,902 $3,634 $2,327
Liberty Mutual $2,439 $3,263 $2,948 $2,584
Nationwide $3,167 $4,062 $6,861 $4,062
Progressive $1,739 $2,965 $3,441 $2,505
State Farm $2,439 $2,907 $5,480 $2,829
Travelers $1,974 $3,199 $3,706 $2,897
USAA $1,749 $2,605 $4,257 $1,915

Find Cheap Aliso Viejo, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Aliso Viejo, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Aliso Viejo for less when you shop around and compare rates from multiple Aliso Viejo, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Aliso Viejo, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,014
Farmers $5,153
GEICO $3,634
Liberty Mutual $2,948
Nationwide $6,861
Progressive $3,441
State Farm $5,480
Travelers $3,706
USAA $4,257

Winners by Category: Where to Buy Cheap Auto Insurance in Aliso Viejo, CA

Compare rates from the cheapest auto insurance companies in Aliso Viejo, CA for your needs. Take a look at how Aliso Viejo, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Aliso Viejo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Aliso Viejo, California Auto Insurance Companies

If you’re looking for the cheapest Aliso Viejo, CA auto insurance companies overall, you can compare them here. Find the best price for Aliso Viejo, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Aliso Viejo, California

Insurance Company Average Annual Rates
Allstate $4,406
Farmers $4,117
GEICO $2,685
Liberty Mutual $2,809
Nationwide $4,538
Progressive $2,663
State Farm $3,414
Travelers $2,944
USAA $2,632

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What affects Aliso Viejo, California auto insurance rates?

Local factors affect auto insurance rates in Aliso Viejo, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Aliso Viejo auto insurance rates.

Auto Theft in Aliso Viejo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Aliso Viejo, CA auto theft show a total of 31 vehicle thefts annually.

Commute Times in Aliso Viejo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Aliso Viejo, CA is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Aliso Viejo, CA

You can buy cheap Aliso Viejo, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Aliso Viejo, California auto insurance quotes from top companies.

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