Buy Cheap Algona, IA Auto Insurance (2021)

Algona, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Algona, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Algona, IA, compare Algona auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Algona, IA are $243/month
  • Average auto insurance rates in Algona, IA after a DUI are $3,532/year
  • The most expensive auto insurance company in Algona after a DUI is Travelers

Finding affordable Algona, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Algona, IA auto insurance with confidence is right here. Auto insurance rates in Algona are affected by local factors as well as personal ones like your driving record.

See how Algona, IA car insurance rates compare to Cedar Rapids auto insurance rates, Ames auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Algona.

Don’t buy Algona, IA auto insurance until you’ve compared rates. Get free Algona, Iowa auto insurance quotes when you enter your ZIP code above.

Algona, IA Minimum Auto Insurance Requirements

The required auto insurance in Algona, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Algona, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Algona, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Algona, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Algona, IA. Take a look at Algona, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Algona, Iowa

Insurance Company Poor Fair Good
Allstate $3,445 $2,747 $2,469
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,404 $1,957 $1,778
State Farm $3,014 $1,865 $1,471
Travelers $6,324 $5,406 $5,153
USAA $2,466 $1,692 $1,465

Buy Cheap Algona, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Algona, Iowa auto insurance rates? Find out how car insurance rates in Algona, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Algona, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,883 $1,801 $1,685 $1,714 $5,591 $6,307 $2,035 $2,081
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,413 $1,348 $1,166 $1,215 $3,626 $4,083 $1,693 $1,828
State Farm $1,364 $1,364 $1,204 $1,204 $3,757 $4,762 $1,534 $1,746
Travelers $2,502 $2,551 $2,444 $2,447 $11,320 $18,091 $2,605 $3,061
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Algona, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Algona can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Algona, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Algona, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,591 $6,307
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $3,626 $4,083
State Farm $3,757 $4,762
Travelers $11,320 $18,091
USAA $3,380 $3,592

Buy Cheap Algona, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Algona, Iowa by comparing Algona senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Algona, IA here.

Annual Auto Insurance Rates for Senior Drivers in Algona, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,685 $1,714
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,166 $1,215
State Farm $1,204 $1,204
Travelers $2,444 $2,447
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Algona, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Algona, Iowa auto insurance. Compare Algona, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Algona, Iowa

Insurance Company Low Medium High
Allstate $2,756 $2,892 $3,014
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $1,911 $2,054 $2,175
State Farm $2,003 $2,130 $2,217
Travelers $5,271 $5,714 $5,897
USAA $1,780 $1,880 $1,963

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Find Cheap Algona, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Algona. Compare auto insurance rates in Algona, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Algona, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,819 $2,956
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,046 $2,046
State Farm $2,065 $2,169
Travelers $5,628 $5,628
USAA $1,806 $1,943

Find Cheap Algona, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Algona, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Algona, IA, take a look at the average cost for various violations versus rates for a clean driving record in Algona.

Annual Algona, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,445 $2,973 $3,389 $2,741
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,641 $2,709 $1,784 $2,052
State Farm $1,955 $2,278 $2,117 $2,117
Travelers $4,091 $5,469 $7,338 $5,613
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Algona, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Algona, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Algona for less when you shop around and compare rates from multiple Algona, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Algona, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,389
American Family $4,125
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $1,784
State Farm $2,117
Travelers $7,338
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Algona, IA

Compare rates from the cheapest auto insurance companies in Algona, IA for your needs. Take a look at how Algona, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Algona, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Algona, Iowa Auto Insurance Companies

If you’re looking for the cheapest Algona, IA auto insurance companies overall, you can compare them here. Find the best price for Algona, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Algona, Iowa

Insurance Company Average Annual Rates
Allstate $2,887
American Family $3,006
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,046
State Farm $2,117
Travelers $5,628
USAA $1,874

What affects Algona, Iowa auto insurance rates?

Local factors affect auto insurance rates in Algona, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Algona auto insurance rates.

Commute Times in Algona

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Algona, IA is 9.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Algona, IA

You can buy cheap Algona, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Algona, Iowa auto insurance quotes from top companies.

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