Buy Cheap Alger, MI Auto Insurance (2022)

Alger, MI auto insurance rates average $836 a month. Minimum auto insurance requirements in Alger, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Alger, MI, compare Alger auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alger, MI for teens drivers are $18,761/year
  • The most expensive auto insurance company in Alger is Allstate
  • Average auto insurance rates in Alger, MI after a DUI are $16,745/year

Finding affordable Alger, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Alger, MI auto insurance with confidence is right here. Auto insurance rates in Alger are affected by local factors as well as personal ones like your driving record.

See how Alger, MI car insurance rates compare to Grand Rapids auto insurance rates, Sterling Heights auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Alger.

Don’t buy Alger, MI auto insurance until you’ve compared rates. Get free Alger, Michigan auto insurance quotes when you enter your ZIP code above.

Alger, MI Minimum Auto Insurance Requirements

The required auto insurance in Alger, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Alger, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Alger, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alger, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alger, MI. Take a look at Alger, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alger, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,712 $5,038 $4,644
GEICO $7,296 $5,365 $4,365
Liberty Mutual $31,867 $18,400 $10,154
Nationwide $7,110 $5,343 $4,545
Progressive $5,644 $4,745 $4,286
State Farm $19,476 $9,849 $6,685
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

Buy Cheap Alger, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alger, Michigan auto insurance rates? Find out how car insurance rates in Alger, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alger, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,450 $4,450 $4,154 $4,154 $9,600 $9,600 $4,987 $4,987
GEICO $3,997 $3,997 $4,041 $4,041 $10,846 $10,846 $3,818 $3,818
Liberty Mutual $14,982 $14,982 $14,830 $14,830 $35,769 $35,769 $14,982 $14,982
Nationwide $4,083 $4,083 $3,639 $3,639 $10,482 $10,482 $4,461 $4,461
Progressive $2,905 $2,729 $2,562 $2,835 $10,394 $11,133 $3,390 $3,184
State Farm $7,312 $7,312 $6,769 $6,769 $25,362 $25,362 $8,571 $8,571
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

Buy Cheap Alger, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alger can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alger, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alger, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,600 $9,600
GEICO $10,846 $10,846
Liberty Mutual $35,769 $35,769
Nationwide $10,482 $10,482
Progressive $10,394 $11,133
State Farm $25,362 $25,362
Travelers $16,861 $16,861
USAA $6,179 $5,858

Buy Cheap Alger, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Alger, Michigan by comparing Alger senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alger, MI here.

Annual Auto Insurance Rates for Senior Drivers in Alger, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $4,154 $4,154
GEICO $4,041 $4,041
Liberty Mutual $14,830 $14,830
Nationwide $3,639 $3,639
Progressive $2,562 $2,835
State Farm $6,769 $6,769
Travelers $4,792 $4,792
USAA $2,418 $2,284

Find Cheap Auto Insurance Rates in Alger, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alger, Michigan auto insurance. Compare Alger, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alger, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,658 $5,786 $5,949
GEICO $5,319 $5,628 $6,079
Liberty Mutual $19,630 $20,090 $20,702
Nationwide $5,932 $5,570 $5,496
Progressive $4,712 $4,900 $5,062
State Farm $11,389 $12,079 $12,542
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

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Find Cheap Alger, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alger. Compare auto insurance rates in Alger, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alger, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,798 $5,798
GEICO $5,543 $5,808
Liberty Mutual $19,434 $20,847
Nationwide $5,666 $5,666
Progressive $4,892 $4,892
State Farm $11,675 $12,332
Travelers $8,279 $8,375
USAA $3,443 $3,523

Find Cheap Alger, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Alger, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alger, MI, take a look at the average cost for various violations versus rates for a clean driving record in Alger.

Annual Alger, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,885 $6,200 $6,128 $5,979
GEICO $2,043 $4,229 $12,710 $3,719
Liberty Mutual $14,309 $17,091 $30,988 $18,175
Nationwide $4,850 $6,465 $5,888 $5,462
Progressive $4,157 $5,428 $4,901 $5,080
State Farm $7,700 $9,197 $19,675 $11,442
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Find Cheap Alger, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alger, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Alger for less when you shop around and compare rates from multiple Alger, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alger, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,934
Farmers $6,128
GEICO $12,710
Liberty Mutual $30,988
Nationwide $5,888
Progressive $4,901
State Farm $19,675
Travelers $12,908
USAA $4,575

Winners by Category: Where to Buy Cheap Auto Insurance in Alger, MI

Compare rates from the cheapest auto insurance companies in Alger, MI for your needs. Take a look at how Alger, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alger, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Alger, Michigan Auto Insurance Companies

If you’re looking for the cheapest Alger, MI auto insurance companies overall, you can compare them here. Find the best price for Alger, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Alger, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,798
GEICO $5,675
Liberty Mutual $20,141
Nationwide $5,666
Progressive $4,892
State Farm $12,003
Travelers $8,327
USAA $3,483

Compare Auto Insurance Quotes in Alger, MI

You can buy cheap Alger, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alger, Michigan auto insurance quotes from top companies.

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