Buy Cheap Alcalde, NM Auto Insurance (2021)

Alcalde, NM auto insurance rates average $308 a month. Minimum auto insurance requirements in Alcalde, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Alcalde, NM, compare Alcalde auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Alcalde is GEICO
  • Average auto insurance rates in Alcalde, NM for teens drivers are $7,192/year
  • The most expensive auto insurance company in Alcalde after a DUI is GEICO

Finding affordable Alcalde, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Alcalde, NM auto insurance with confidence is right here. Auto insurance rates in Alcalde are affected by local factors as well as personal ones like your driving record.

See how Alcalde, NM car insurance rates compare to Farmington auto insurance rates, Hobbs auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Alcalde.

Don’t buy Alcalde, NM auto insurance until you’ve compared rates. Get free Alcalde, New Mexico auto insurance quotes when you enter your ZIP code above.

Alcalde, NM Minimum Auto Insurance Requirements

The required auto insurance in Alcalde, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Alcalde, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Alcalde, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alcalde, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alcalde, NM. Take a look at Alcalde, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alcalde, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,737 $3,689 $3,196
Progressive $3,558 $3,169 $2,997
State Farm $3,530 $2,181 $1,730
USAA $3,105 $2,326 $2,017

Buy Cheap Alcalde, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alcalde, New Mexico auto insurance rates? Find out how car insurance rates in Alcalde, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alcalde, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,732 $1,677 $1,576 $1,579 $7,105 $8,013 $2,091 $2,160
State Farm $1,607 $1,607 $1,466 $1,466 $4,400 $5,512 $1,798 $1,988
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

Buy Cheap Alcalde, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alcalde can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alcalde, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alcalde, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,472 $8,140
Progressive $7,105 $8,013
State Farm $4,400 $5,512
USAA $4,371 $4,937

Buy Cheap Alcalde, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Alcalde, New Mexico by comparing Alcalde senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alcalde, NM here.

Annual Auto Insurance Rates for Senior Drivers in Alcalde, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,394 $2,507
Progressive $1,576 $1,579
State Farm $1,466 $1,466
USAA $1,562 $1,551

Find Cheap Auto Insurance Rates in Alcalde, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alcalde, New Mexico auto insurance. Compare Alcalde, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alcalde, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,792 $3,840 $3,990
Progressive $3,067 $3,237 $3,420
State Farm $2,255 $2,488 $2,699
USAA $2,305 $2,495 $2,648

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Find Cheap Alcalde, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alcalde. Compare auto insurance rates in Alcalde, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alcalde, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,874 $3,874
Progressive $3,242 $3,242
State Farm $2,419 $2,542
USAA $2,408 $2,557

Find Cheap Alcalde, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Alcalde, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alcalde, NM, take a look at the average cost for various violations versus rates for a clean driving record in Alcalde.

Annual Alcalde, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,800 $3,837 $3,020 $3,309
State Farm $2,327 $2,532 $2,532 $2,532
USAA $1,840 $2,568 $3,377 $2,145

Find Cheap Alcalde, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alcalde, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Alcalde for less when you shop around and compare rates from multiple Alcalde, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alcalde, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,244
Progressive $3,020
State Farm $2,532
USAA $3,377

Winners by Category: Where to Buy Cheap Auto Insurance in Alcalde, NM

Compare rates from the cheapest auto insurance companies in Alcalde, NM for your needs. Take a look at how Alcalde, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alcalde, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alcalde, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Alcalde, NM auto insurance companies overall, you can compare them here. Find the best price for Alcalde, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Alcalde, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,874
Progressive $3,242
State Farm $2,480
USAA $2,483

What affects Alcalde, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Alcalde, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Alcalde auto insurance rates.

Commute Times in Alcalde

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alcalde, NM is 36.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Alcalde, NM

You can buy cheap Alcalde, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alcalde, New Mexico auto insurance quotes from top companies.

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