Buy Cheap Albion, NY Auto Insurance (2021)

Albion, NY auto insurance rates average $271 a month. Minimum auto insurance requirements in Albion, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Albion, NY, compare Albion auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Albion is Liberty Mutual
  • Average auto insurance rates in Albion, NY for teens drivers are $5,625/year
  • The most expensive auto insurance company in Albion after a DUI is Liberty Mutual

Finding affordable Albion, New York auto insurance can be challenging, but everything you need to know to buy cheap Albion, NY auto insurance with confidence is right here. Auto insurance rates in Albion are affected by local factors as well as personal ones like your driving record.

See how Albion, NY car insurance rates compare to Yonkers auto insurance rates, Buffalo auto insurance rates, and New York auto insurance rates before you read more about the cost of auto insurance in Albion.

Don’t buy Albion, NY auto insurance until you’ve compared rates. Get free Albion, New York auto insurance quotes when you enter your ZIP code above.

Albion, NY Minimum Auto Insurance Requirements

The required auto insurance in Albion, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Albion, New York is outlined here.

Minimum Required Auto Insurance Coverage in Albion, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Albion, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Albion, NY. Take a look at Albion, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Albion, New York

Insurance Company Poor Fair Good
Allstate $5,079 $2,982 $2,577
GEICO $2,165 $1,592 $1,428
Liberty Mutual $6,581 $4,314 $3,239
Nationwide $2,883 $2,883 $2,883
Progressive $4,430 $2,295 $1,682
State Farm $5,118 $3,213 $2,552
Travelers $4,967 $3,089 $2,667
USAA $4,863 $2,430 $2,148

Buy Cheap Albion, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Albion, New York auto insurance rates? Find out how car insurance rates in Albion, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albion, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,268 $2,261 $2,292 $6,926 $7,447 $2,378 $2,384
GEICO $1,284 $1,236 $1,247 $1,229 $2,650 $3,838 $1,159 $1,186
Liberty Mutual $3,423 $3,423 $3,188 $3,188 $6,640 $10,769 $3,423 $3,637
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,295 $2,295 $2,000 $2,000 $6,660 $8,596 $2,517 $2,655
Travelers $2,559 $2,562 $2,343 $2,496 $5,986 $7,157 $2,701 $2,792
USAA $1,645 $1,616 $1,488 $1,490 $6,619 $7,895 $2,103 $2,321

Buy Cheap Albion, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Albion can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Albion, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Albion, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,926 $7,447
GEICO $2,650 $3,838
Liberty Mutual $6,640 $10,769
Nationwide $3,830 $5,702
Progressive $5,688 $6,338
State Farm $6,660 $8,596
Travelers $5,986 $7,157
USAA $6,619 $7,895

Buy Cheap Albion, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Albion, New York by comparing Albion senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Albion, NY here.

Annual Auto Insurance Rates for Senior Drivers in Albion, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,261 $2,292
GEICO $1,247 $1,229
Liberty Mutual $3,188 $3,188
Nationwide $2,075 $2,075
Progressive $1,372 $1,391
State Farm $2,000 $2,000
Travelers $2,343 $2,496
USAA $1,488 $1,490

Find Cheap Auto Insurance Rates in Albion, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Albion, New York auto insurance. Compare Albion, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albion, New York

Insurance Company Low Medium High
Allstate $3,332 $3,533 $3,773
GEICO $1,628 $1,720 $1,838
Liberty Mutual $4,501 $4,695 $4,937
Nationwide $2,726 $2,861 $3,062
Progressive $2,667 $2,789 $2,951
State Farm $3,423 $3,649 $3,810
Travelers $3,352 $3,528 $3,844
USAA $3,058 $3,132 $3,251

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Find Cheap Albion, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Albion. Compare auto insurance rates in Albion, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Albion, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,498 $3,594
GEICO $1,678 $1,779
Liberty Mutual $4,580 $4,843
Nationwide $2,883 $2,883
Progressive $2,803 $2,803
State Farm $3,499 $3,756
Travelers $3,575 $3,575
USAA $3,116 $3,179

Find Cheap Albion, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Albion, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Albion, NY, take a look at the average cost for various violations versus rates for a clean driving record in Albion.

Annual Albion, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,021 $4,361 $3,781
GEICO $1,369 $1,491 $2,684 $1,369
Liberty Mutual $3,781 $3,781 $7,502 $3,781
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,459 $3,459 $3,796 $3,796
Travelers $3,048 $3,821 $3,873 $3,556
USAA $2,799 $2,844 $4,101 $2,844

Find Cheap Albion, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Albion, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Albion for less when you shop around and compare rates from multiple Albion, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Albion, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,361
GEICO $2,684
Liberty Mutual $7,502
Nationwide $4,869
Progressive $3,012
State Farm $3,796
Travelers $3,873
USAA $4,101

Winners by Category: Where to Buy Cheap Auto Insurance in Albion, NY

Compare rates from the cheapest auto insurance companies in Albion, NY for your needs. Take a look at how Albion, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Albion, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Albion, New York Auto Insurance Companies

If you’re looking for the cheapest Albion, NY auto insurance companies overall, you can compare them here. Find the best price for Albion, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Albion, New York

Insurance Company Average Annual Rates
Allstate $3,546
GEICO $1,729
Liberty Mutual $4,711
Nationwide $2,883
Progressive $2,803
State Farm $3,627
Travelers $3,575
USAA $3,147

What affects Albion, New York auto insurance rates?

Local factors affect auto insurance rates in Albion, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Albion auto insurance rates.

Commute Times in Albion

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Albion, NY is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Albion, NY

You can buy cheap Albion, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Albion, New York auto insurance quotes from top companies.

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