Buy Cheap Albia, IA Auto Insurance (2021)

Albia, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Albia, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Albia, IA, compare Albia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Albia, IA are $248/month
  • Average auto insurance rates in Albia, IA after a DUI are $3,595/year
  • Average auto insurance rates in Albia, IA for teens drivers are $5,603/year

Finding affordable Albia, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Albia, IA auto insurance with confidence is right here. Auto insurance rates in Albia are affected by local factors as well as personal ones like your driving record.

See how Albia, IA car insurance rates compare to Iowa City auto insurance rates, Davenport auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Albia.

Don’t buy Albia, IA auto insurance until you’ve compared rates. Get free Albia, Iowa auto insurance quotes when you enter your ZIP code above.

Albia, IA Minimum Auto Insurance Requirements

The required auto insurance in Albia, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Albia, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Albia, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Albia, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Albia, IA. Take a look at Albia, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Albia, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,987 $2,929 $2,457
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $2,815 $2,267 $2,050
State Farm $3,264 $2,019 $1,592
Travelers $6,211 $5,288 $5,033
USAA $2,479 $1,703 $1,474

Buy Cheap Albia, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Albia, Iowa auto insurance rates? Find out how car insurance rates in Albia, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albia, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $2,029 $2,029 $1,809 $1,809 $5,323 $7,520 $2,029 $2,449
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,687 $1,629 $1,390 $1,442 $4,060 $4,588 $2,029 $2,193
State Farm $1,524 $1,524 $1,327 $1,327 $3,952 $5,036 $1,709 $1,935
Travelers $2,538 $2,593 $2,444 $2,455 $10,914 $17,367 $2,631 $3,146
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Buy Cheap Albia, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Albia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Albia, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Albia, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,323 $7,520
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,060 $4,588
State Farm $3,952 $5,036
Travelers $10,914 $17,367
USAA $3,409 $3,621

Buy Cheap Albia, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Albia, Iowa by comparing Albia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Albia, IA here.

Annual Auto Insurance Rates for Senior Drivers in Albia, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,809 $1,809
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,390 $1,442
State Farm $1,327 $1,327
Travelers $2,444 $2,455
USAA $1,155 $1,178

Find Cheap Auto Insurance Rates in Albia, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Albia, Iowa auto insurance. Compare Albia, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albia, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,152 $3,298 $2,924
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,243 $2,384 $2,505
State Farm $2,189 $2,304 $2,383
Travelers $5,201 $5,594 $5,739
USAA $1,792 $1,891 $1,973

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Find Cheap Albia, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Albia. Compare auto insurance rates in Albia, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Albia, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,878
American Family $3,088 $3,161
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,377 $2,377
State Farm $2,237 $2,347
Travelers $5,511 $5,511
USAA $1,816 $1,954

Find Cheap Albia, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Albia, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Albia, IA, take a look at the average cost for various violations versus rates for a clean driving record in Albia.

Annual Albia, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,256 $3,300 $4,289 $2,654
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $1,914 $3,124 $2,076 $2,397
State Farm $2,133 $2,451 $2,292 $2,292
Travelers $4,033 $5,348 $7,150 $5,512
USAA $1,440 $1,933 $2,515 $1,654

Find Cheap Albia, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Albia, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Albia for less when you shop around and compare rates from multiple Albia, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Albia, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,261
American Family $4,289
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,076
State Farm $2,292
Travelers $7,150
USAA $2,515

Winners by Category: Where to Buy Cheap Auto Insurance in Albia, IA

Compare rates from the cheapest auto insurance companies in Albia, IA for your needs. Take a look at how Albia, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Albia, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Albia, Iowa Auto Insurance Companies

If you’re looking for the cheapest Albia, IA auto insurance companies overall, you can compare them here. Find the best price for Albia, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Albia, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,125
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,377
State Farm $2,292
Travelers $5,511
USAA $1,885

What affects Albia, Iowa auto insurance rates?

Local factors affect auto insurance rates in Albia, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Albia auto insurance rates.

Commute Times in Albia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Albia, IA is 17.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Albia, IA

You can buy cheap Albia, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Albia, Iowa auto insurance quotes from top companies.

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