Buy Cheap Albert City, IA Auto Insurance (2021)

Albert City, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Albert City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Albert City, IA, compare Albert City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Albert City is Travelers
  • Average auto insurance rates in Albert City, IA after a DUI are $3,498/year
  • The most expensive auto insurance company in Albert City after a DUI is Travelers

Finding affordable Albert City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Albert City, IA auto insurance with confidence is right here. Auto insurance rates in Albert City are affected by local factors as well as personal ones like your driving record.

See how Albert City, IA car insurance rates compare to Des Moines auto insurance rates, Waterloo auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Albert City.

Don’t buy Albert City, IA auto insurance until you’ve compared rates. Get free Albert City, Iowa auto insurance quotes when you enter your ZIP code above.

Albert City, IA Minimum Auto Insurance Requirements

The required auto insurance in Albert City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Albert City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Albert City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Albert City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Albert City, IA. Take a look at Albert City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Albert City, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,305 $1,874 $1,702
State Farm $2,916 $1,805 $1,424
Travelers $6,124 $5,219 $4,970
USAA $2,283 $1,568 $1,358

Buy Cheap Albert City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Albert City, Iowa auto insurance rates? Find out how car insurance rates in Albert City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albert City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,355 $1,295 $1,116 $1,164 $3,467 $3,904 $1,625 $1,759
State Farm $1,331 $1,331 $1,169 $1,169 $3,609 $4,572 $1,496 $1,707
Travelers $2,481 $2,535 $2,395 $2,406 $10,800 $17,250 $2,573 $3,064
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Buy Cheap Albert City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Albert City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Albert City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Albert City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,467 $3,904
State Farm $3,609 $4,572
Travelers $10,800 $17,250
USAA $3,110 $3,307

Buy Cheap Albert City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Albert City, Iowa by comparing Albert City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Albert City, IA here.

Annual Auto Insurance Rates for Senior Drivers in Albert City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,116 $1,164
State Farm $1,169 $1,169
Travelers $2,395 $2,406
USAA $1,073 $1,096

Find Cheap Auto Insurance Rates in Albert City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Albert City, Iowa auto insurance. Compare Albert City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albert City, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,839 $1,967 $2,075
State Farm $1,951 $2,059 $2,134
Travelers $5,107 $5,521 $5,685
USAA $1,644 $1,742 $1,823

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Find Cheap Albert City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Albert City. Compare auto insurance rates in Albert City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Albert City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $1,961 $1,961
State Farm $1,999 $2,097
Travelers $5,438 $5,438
USAA $1,673 $1,800

Find Cheap Albert City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Albert City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Albert City, IA, take a look at the average cost for various violations versus rates for a clean driving record in Albert City.

Annual Albert City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,574 $2,593 $1,709 $1,967
State Farm $1,896 $2,201 $2,048 $2,048
Travelers $3,978 $5,278 $7,061 $5,435
USAA $1,329 $1,780 $2,313 $1,524

Find Cheap Albert City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Albert City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Albert City for less when you shop around and compare rates from multiple Albert City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Albert City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,709
State Farm $2,048
Travelers $7,061
USAA $2,313

Winners by Category: Where to Buy Cheap Auto Insurance in Albert City, IA

Compare rates from the cheapest auto insurance companies in Albert City, IA for your needs. Take a look at how Albert City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Albert City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Albert City, Iowa Auto Insurance Companies

If you’re looking for the cheapest Albert City, IA auto insurance companies overall, you can compare them here. Find the best price for Albert City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Albert City, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $1,961
State Farm $2,048
Travelers $5,438
USAA $1,736

What affects Albert City, Iowa auto insurance rates?

Local factors affect auto insurance rates in Albert City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Albert City auto insurance rates.

Commute Times in Albert City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Albert City, IA is 19.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Albert City, IA

You can buy cheap Albert City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Albert City, Iowa auto insurance quotes from top companies.

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