Buy Cheap Albany, TX Auto Insurance (2021)

Albany, TX auto insurance rates average $309 a month. Minimum auto insurance requirements in Albany, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Albany, TX, compare Albany auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Albany after a DUI is Allstate
  • The most expensive auto insurance company in Albany is Progressive
  • Average auto insurance rates in Albany, TX are $309/month

Finding affordable Albany, Texas auto insurance can be challenging, but everything you need to know to buy cheap Albany, TX auto insurance with confidence is right here. Auto insurance rates in Albany are affected by local factors as well as personal ones like your driving record.

See how Albany, TX car insurance rates compare to San Antonio auto insurance rates, Laredo auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Albany.

Don’t buy Albany, TX auto insurance until you’ve compared rates. Get free Albany, Texas auto insurance quotes when you enter your ZIP code above.

Albany, TX Minimum Auto Insurance Requirements

The required auto insurance in Albany, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Albany, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Albany, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Albany, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Albany, TX. Take a look at Albany, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Albany, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,141 $3,690 $3,218
GEICO $3,920 $2,240 $1,510
Nationwide $4,591 $3,672 $3,194
Progressive $5,933 $5,104 $4,720
State Farm $3,599 $2,238 $1,783
USAA $3,323 $1,888 $1,510

Buy Cheap Albany, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Albany, Texas auto insurance rates? Find out how car insurance rates in Albany, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albany, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,839 $3,113 $2,505 $2,829 $6,526 $8,666 $3,888 $4,432
GEICO $1,935 $2,066 $1,832 $2,041 $4,107 $4,278 $2,092 $2,106
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,858 $2,668 $2,526 $2,590 $11,752 $12,993 $3,326 $3,305
State Farm $1,813 $1,813 $1,604 $1,604 $4,190 $5,313 $1,960 $2,024
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Buy Cheap Albany, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Albany can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Albany, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Albany, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $6,526 $8,666
GEICO $4,107 $4,278
Nationwide $6,729 $8,684
Progressive $11,752 $12,993
State Farm $4,190 $5,313
USAA $3,876 $4,276

Buy Cheap Albany, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Albany, Texas by comparing Albany senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Albany, TX here.

Annual Auto Insurance Rates for Senior Drivers in Albany, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,505 $2,829
GEICO $1,832 $2,041
Nationwide $2,126 $2,260
Progressive $2,526 $2,590
State Farm $1,604 $1,604
USAA $1,376 $1,388

Find Cheap Auto Insurance Rates in Albany, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Albany, Texas auto insurance. Compare Albany, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albany, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,147 $4,247 $4,655
GEICO $2,446 $2,533 $2,692
Nationwide $4,134 $3,653 $3,670
Progressive $4,910 $5,210 $5,637
State Farm $2,419 $2,533 $2,669
USAA $2,181 $2,233 $2,307

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Find Cheap Albany, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Albany. Compare auto insurance rates in Albany, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Albany, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,350 $4,350
GEICO $2,508 $2,606
Nationwide $3,819 $3,819
Progressive $5,252 $5,252
State Farm $2,540 $2,540
USAA $2,212 $2,269

Find Cheap Albany, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Albany, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Albany, TX, take a look at the average cost for various violations versus rates for a clean driving record in Albany.

Annual Albany, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $3,988 $5,016 $4,407 $3,988
GEICO $2,177 $2,837 $2,417 $2,798
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $4,575 $5,926 $5,354 $5,154
State Farm $2,273 $2,586 $3,028 $2,273
USAA $1,686 $2,452 $2,888 $1,934

Find Cheap Albany, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Albany, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Albany for less when you shop around and compare rates from multiple Albany, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Albany, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $4,407
GEICO $2,417
Nationwide $4,927
Progressive $5,354
State Farm $3,028
USAA $2,888

Winners by Category: Where to Buy Cheap Auto Insurance in Albany, TX

Compare rates from the cheapest auto insurance companies in Albany, TX for your needs. Take a look at how Albany, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Albany, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Albany, Texas Auto Insurance Companies

If you’re looking for the cheapest Albany, TX auto insurance companies overall, you can compare them here. Find the best price for Albany, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Albany, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,350
GEICO $2,557
Nationwide $3,819
Progressive $5,252
State Farm $2,540
USAA $2,240

What affects Albany, Texas auto insurance rates?

Local factors affect auto insurance rates in Albany, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Albany auto insurance rates.

Commute Times in Albany

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Albany, TX is 19.6 minutes according to City-Data.

Traffic in Albany

How is traffic in Albany, Texas? Inrix data shows that Albany, TX traffic makes it the 863rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Albany, TX

You can buy cheap Albany, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Albany, Texas auto insurance quotes from top companies.

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