Buy Cheap Albany, OH Auto Insurance (2021)

Albany, OH auto insurance rates average $243 a month. Minimum auto insurance requirements in Albany, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Albany, OH, compare Albany auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Albany is Liberty Mutual
  • Average auto insurance rates in Albany, OH for teens drivers are $5,942/year
  • Average auto insurance rates in Albany, OH are $243/month

Finding affordable Albany, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Albany, OH auto insurance with confidence is right here. Auto insurance rates in Albany are affected by local factors as well as personal ones like your driving record.

See how Albany, OH car insurance rates compare to Toledo auto insurance rates, Cleveland auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Albany.

Don’t buy Albany, OH auto insurance until you’ve compared rates. Get free Albany, Ohio auto insurance quotes when you enter your ZIP code above.

Albany, OH Minimum Auto Insurance Requirements

The required auto insurance in Albany, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Albany, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Albany, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Albany, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Albany, OH. Take a look at Albany, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Albany, Ohio

Insurance Company Poor Fair Good
Allstate $4,496 $3,244 $2,712
American Family $1,974 $1,351 $1,145
Farmers $3,689 $3,088 $2,942
GEICO $2,319 $1,933 $1,547
Liberty Mutual $7,449 $4,523 $3,548
Nationwide $3,983 $3,208 $2,708
Progressive $3,987 $3,419 $3,185
State Farm $3,408 $2,106 $1,660
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Buy Cheap Albany, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Albany, Ohio auto insurance rates? Find out how car insurance rates in Albany, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albany, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,356 $2,361 $2,104 $2,255 $6,342 $7,251 $2,506 $2,698
American Family $962 $1,003 $866 $873 $2,764 $3,019 $1,183 $1,250
Farmers $1,780 $1,776 $1,572 $1,650 $7,389 $7,651 $1,995 $2,103
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,491 $2,728 $1,919 $2,335 $12,332 $13,953 $2,683 $2,945
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,866 $1,776 $1,551 $1,598 $7,940 $8,957 $2,244 $2,313
State Farm $1,481 $1,481 $1,309 $1,309 $4,373 $5,505 $1,714 $1,962
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Albany, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Albany can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Albany, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Albany, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,342 $7,251
American Family $2,764 $3,019
Farmers $7,389 $7,651
GEICO $3,709 $3,457
Liberty Mutual $12,332 $13,953
Nationwide $5,497 $7,148
Progressive $7,940 $8,957
State Farm $4,373 $5,505
Travelers $6,362 $10,023
USAA $2,712 $3,025

Buy Cheap Albany, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Albany, Ohio by comparing Albany senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Albany, OH here.

Annual Auto Insurance Rates for Senior Drivers in Albany, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,104 $2,255
American Family $866 $873
Farmers $1,572 $1,650
GEICO $1,300 $1,293
Liberty Mutual $1,919 $2,335
Nationwide $2,008 $2,033
Progressive $1,551 $1,598
State Farm $1,309 $1,309
Travelers $1,482 $1,476
USAA $841 $843

Find Cheap Auto Insurance Rates in Albany, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Albany, Ohio auto insurance. Compare Albany, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albany, Ohio

Insurance Company Low Medium High
Allstate $3,377 $3,477 $3,598
American Family $1,472 $1,501 $1,496
Farmers $3,101 $3,197 $3,420
GEICO $1,882 $1,926 $1,991
Liberty Mutual $5,008 $5,195 $5,316
Nationwide $3,656 $3,198 $3,045
Progressive $3,415 $3,505 $3,672
State Farm $2,297 $2,397 $2,481
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

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Find Cheap Albany, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Albany. Compare auto insurance rates in Albany, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Albany, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,484 $3,484
American Family $1,472 $1,508
Farmers $3,240 $3,240
GEICO $1,897 $1,970
Liberty Mutual $5,173 $5,173
Nationwide $3,300 $3,300
Progressive $3,531 $3,531
State Farm $2,334 $2,449
Travelers $3,216 $3,216
USAA $1,405 $1,516

Find Cheap Albany, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Albany, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Albany, OH, take a look at the average cost for various violations versus rates for a clean driving record in Albany.

Annual Albany, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,950 $3,548 $4,121 $3,317
American Family $1,428 $1,511 $1,511 $1,511
Farmers $2,675 $3,431 $3,346 $3,505
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $4,361 $5,555 $5,708 $5,068
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,050 $4,119 $3,244 $3,709
State Farm $2,194 $2,590 $2,392 $2,392
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Albany, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Albany, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Albany for less when you shop around and compare rates from multiple Albany, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Albany, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,121
American Family $1,511
Farmers $3,346
GEICO $2,692
Liberty Mutual $5,708
Nationwide $4,290
Progressive $3,244
State Farm $2,392
Travelers $4,649
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Albany, OH

Compare rates from the cheapest auto insurance companies in Albany, OH for your needs. Take a look at how Albany, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Albany, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Albany, Ohio Auto Insurance Companies

If you’re looking for the cheapest Albany, OH auto insurance companies overall, you can compare them here. Find the best price for Albany, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Albany, Ohio

Insurance Company Average Annual Rates
Allstate $3,484
American Family $1,490
Farmers $3,240
GEICO $1,933
Liberty Mutual $5,173
Nationwide $3,300
Progressive $3,531
State Farm $2,392
Travelers $3,216
USAA $1,460

What affects Albany, Ohio auto insurance rates?

Local factors affect auto insurance rates in Albany, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Albany auto insurance rates.

Commute Times in Albany

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Albany, OH is 24.3 minutes according to City-Data.

Traffic in Albany

How is traffic in Albany, Ohio? Inrix data shows that Albany, OH traffic makes it the 863rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Albany, OH

You can buy cheap Albany, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Albany, Ohio auto insurance quotes from top companies.

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