Buy Cheap Albany, GA Auto Insurance (2022)

Albany, GA auto insurance rates average $382 a month. Minimum auto insurance requirements in Albany, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Albany, GA, compare Albany auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Albany, GA for teens drivers are $8,963/year
  • Average auto insurance rates in Albany, GA after a DUI are $5,565/year
  • Average auto insurance rates in Albany, GA are $382/month

Finding affordable Albany, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Albany, GA auto insurance with confidence is right here. Auto insurance rates in Albany are affected by local factors as well as personal ones like your driving record.

See how Albany, GA car insurance rates compare to Sandy Springs auto insurance rates, Atlanta auto insurance rates, and Alpharetta auto insurance rates before you read more about the cost of auto insurance in Albany.

Don’t buy Albany, GA auto insurance until you’ve compared rates. Get free Albany, Georgia auto insurance quotes when you enter your ZIP code above.

Albany, GA Minimum Auto Insurance Requirements

The required auto insurance in Albany, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Albany, Georgia is outlined here.

Minimum Required Auto Insurance Coverage in Albany, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Albany, GA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Albany, GA. Take a look at Albany, Georgia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Albany, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,367 $2,367 $2,298
Liberty Mutual $13,744 $8,438 $6,614
Nationwide $6,424 $5,239 $4,602
Progressive $4,876 $4,215 $3,898
State Farm $4,363 $2,718 $2,155
USAA $3,864 $2,727 $2,331

Buy Cheap Albany, GA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Albany, Georgia auto insurance rates? Find out how car insurance rates in Albany, GA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albany, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,625 $1,604 $1,574 $1,574 $4,838 $5,790 $2,089 $2,325
Liberty Mutual $5,092 $5,545 $4,174 $4,746 $21,788 $24,341 $5,384 $5,719
Nationwide $3,168 $3,276 $3,159 $3,467 $9,750 $12,519 $3,857 $4,176
Progressive $2,726 $2,499 $2,344 $2,468 $8,629 $9,554 $3,142 $3,277
State Farm $2,007 $2,007 $1,804 $1,804 $5,367 $7,063 $2,204 $2,376
USAA $1,657 $1,655 $1,548 $1,550 $5,984 $7,063 $2,061 $2,274

Buy Cheap Albany, GA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Albany can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Albany, GA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Albany, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,838 $5,790
Liberty Mutual $21,788 $24,341
Nationwide $9,750 $12,519
Progressive $8,629 $9,554
State Farm $5,367 $7,063
USAA $5,984 $7,063

Buy Cheap Albany, GA Auto Insurance for Seniors

You can save on senior auto insurance rates in Albany, Georgia by comparing Albany senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Albany, GA here.

Annual Auto Insurance Rates for Senior Drivers in Albany, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,574 $1,574
Liberty Mutual $4,174 $4,746
Nationwide $3,159 $3,467
Progressive $2,344 $2,468
State Farm $1,804 $1,804
USAA $1,548 $1,550

Find Cheap Auto Insurance Rates in Albany, GA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Albany, Georgia auto insurance. Compare Albany, GA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albany, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,484 $2,690 $2,858
Liberty Mutual $9,170 $9,542 $10,083
Nationwide $5,128 $5,528 $5,609
Progressive $3,942 $4,255 $4,792
State Farm $2,864 $3,082 $3,290
USAA $2,827 $2,957 $3,137

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Find Cheap Albany, GA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Albany. Compare auto insurance rates in Albany, GA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Albany, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,632 $2,723
Liberty Mutual $9,599 $9,599
Nationwide $5,421 $5,421
Progressive $4,330 $4,330
State Farm $3,079 $3,079
USAA $2,839 $3,109

Find Cheap Albany, GA Auto Insurance Rates by ZIP Code

Auto insurance rates in Albany, Georgia can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Albany, GA to see how much where you live in Albany affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Albany, Georgia

ZIP Code Average Annual Rates
31701 $4,519
31705 $4,337
31707 $4,448
31721 $4,416

Find Cheap Albany, GA Auto Insurance Rates by Driving Record

Auto insurance rates in Albany, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Albany, GA, take a look at the average cost for various violations versus rates for a clean driving record in Albany.

Annual Albany, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,805 $2,260 $4,622 $2,023
Liberty Mutual $7,295 $9,958 $11,440 $9,701
Nationwide $4,186 $4,911 $7,521 $5,068
Progressive $3,379 $5,994 $4,009 $3,936
State Farm $2,803 $3,354 $3,079 $3,079
USAA $2,280 $2,889 $4,185 $2,542

Find Cheap Albany, GA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Albany, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Albany for less when you shop around and compare rates from multiple Albany, GA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Albany, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,622
Liberty Mutual $11,440
Nationwide $7,521
Progressive $4,009
State Farm $3,079
USAA $4,185

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Winners by Category: Where to Buy Cheap Auto Insurance in Albany, GA

Compare rates from the cheapest auto insurance companies in Albany, GA for your needs. Take a look at how Albany, Georgia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Albany, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Albany, Georgia Auto Insurance Companies

If you’re looking for the cheapest Albany, GA auto insurance companies overall, you can compare them here. Find the best price for Albany, Georgia car insurance by company.

Average Annual Auto Insurance Rates by Company in Albany, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,677
Liberty Mutual $9,599
Nationwide $5,421
Progressive $4,330
State Farm $3,079
USAA $2,974

What affects Albany, Georgia auto insurance rates?

Local factors affect auto insurance rates in Albany, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Albany auto insurance rates.

Commute Times in Albany

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Albany, GA is 17.8 minutes according to City-Data.

Traffic in Albany

How is traffic in Albany, Georgia? Inrix data shows that Albany, GA traffic makes it the 863rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Albany, GA

You can buy cheap Albany, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Albany, Georgia auto insurance quotes from top companies.

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