Buy Cheap Alba, TX Auto Insurance (2021)

Alba, TX auto insurance rates average $313 a month. Minimum auto insurance requirements in Alba, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Alba, TX, compare Alba auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Alba is Allstate
  • The most expensive auto insurance company in Alba after a DUI is Allstate
  • Average auto insurance rates in Alba, TX for teens drivers are $6,695/year

Finding affordable Alba, Texas auto insurance can be challenging, but everything you need to know to buy cheap Alba, TX auto insurance with confidence is right here. Auto insurance rates in Alba are affected by local factors as well as personal ones like your driving record.

See how Alba, TX car insurance rates compare to Plano auto insurance rates, San Antonio auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Alba.

Don’t buy Alba, TX auto insurance until you’ve compared rates. Get free Alba, Texas auto insurance quotes when you enter your ZIP code above.

Alba, TX Minimum Auto Insurance Requirements

The required auto insurance in Alba, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Alba, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Alba, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Alba, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alba, TX. Take a look at Alba, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alba, Texas

Insurance Company Poor Fair Good
Allstate $6,928 $5,059 $4,327
American Family $5,511 $3,496 $3,061
GEICO $5,367 $3,033 $2,018
Nationwide $4,165 $3,345 $2,908
Progressive $5,342 $4,605 $4,263
State Farm $3,781 $2,353 $1,875
USAA $3,649 $2,099 $1,686

Buy Cheap Alba, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alba, Texas auto insurance rates? Find out how car insurance rates in Alba, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alba, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,536 $3,564 $3,494 $3,494 $9,307 $11,216 $4,360 $4,531
American Family $2,416 $2,689 $2,271 $2,600 $6,418 $8,375 $3,468 $3,946
GEICO $2,600 $2,793 $2,488 $2,789 $5,593 $5,878 $2,811 $2,831
Nationwide $2,189 $2,228 $1,936 $2,050 $6,146 $7,892 $2,565 $2,775
Progressive $2,535 $2,420 $2,249 $2,295 $10,536 $11,768 $3,016 $3,075
State Farm $1,881 $1,881 $1,671 $1,671 $4,447 $5,657 $2,041 $2,106
USAA $1,584 $1,597 $1,510 $1,503 $4,417 $4,824 $2,114 $2,276

Buy Cheap Alba, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alba can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alba, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alba, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,307 $11,216
American Family $6,418 $8,375
GEICO $5,593 $5,878
Nationwide $6,146 $7,892
Progressive $10,536 $11,768
State Farm $4,447 $5,657
USAA $4,417 $4,824

Buy Cheap Alba, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Alba, Texas by comparing Alba senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alba, TX here.

Annual Auto Insurance Rates for Senior Drivers in Alba, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,494 $3,494
American Family $2,271 $2,600
GEICO $2,488 $2,789
Nationwide $1,936 $2,050
Progressive $2,249 $2,295
State Farm $1,671 $1,671
USAA $1,510 $1,503

Find Cheap Auto Insurance Rates in Alba, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alba, Texas auto insurance. Compare Alba, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alba, Texas

Insurance Company Low Medium High
Allstate $5,287 $5,381 $5,645
American Family $3,730 $3,870 $4,469
GEICO $3,309 $3,430 $3,679
Nationwide $3,748 $3,324 $3,347
Progressive $4,529 $4,717 $4,965
State Farm $2,536 $2,662 $2,811
USAA $2,399 $2,468 $2,567

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Alba, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alba. Compare auto insurance rates in Alba, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alba, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,307 $5,569
American Family $4,023 $4,023
GEICO $3,406 $3,540
Nationwide $3,473 $3,473
Progressive $4,737 $4,737
State Farm $2,669 $2,669
USAA $2,447 $2,509

Find Cheap Alba, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Alba, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alba, TX, take a look at the average cost for various violations versus rates for a clean driving record in Alba.

Annual Alba, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $6,528 $6,791 $4,217
American Family $3,674 $4,653 $4,091 $3,674
GEICO $2,947 $3,876 $3,266 $3,802
Nationwide $3,014 $3,014 $4,459 $3,403
Progressive $4,130 $5,332 $4,829 $4,657
State Farm $2,378 $2,720 $3,202 $2,378
USAA $1,850 $2,725 $3,213 $2,124

Find Cheap Alba, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alba, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Alba for less when you shop around and compare rates from multiple Alba, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alba, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,791
American Family $4,091
GEICO $3,266
Nationwide $4,459
Progressive $4,829
State Farm $3,202
USAA $3,213

Winners by Category: Where to Buy Cheap Auto Insurance in Alba, TX

Compare rates from the cheapest auto insurance companies in Alba, TX for your needs. Take a look at how Alba, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alba, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Alba, Texas Auto Insurance Companies

If you’re looking for the cheapest Alba, TX auto insurance companies overall, you can compare them here. Find the best price for Alba, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Alba, Texas

Insurance Company Average Annual Rates
Allstate $5,438
American Family $4,023
GEICO $3,473
Nationwide $3,473
Progressive $4,737
State Farm $2,669
USAA $2,478

What affects Alba, Texas auto insurance rates?

Local factors affect auto insurance rates in Alba, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Alba auto insurance rates.

Commute Times in Alba

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alba, TX is 22.7 minutes according to City-Data.

Traffic in Alba

How is traffic in Alba, Texas? Inrix data shows that Alba, TX traffic makes it the 662nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Alba, TX

You can buy cheap Alba, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alba, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption