Buy Cheap Alba, MI Auto Insurance (2022)

Alba, MI auto insurance rates average $880 a month. Minimum auto insurance requirements in Alba, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Alba, MI, compare Alba auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alba, MI after a DUI are $18,252/year
  • Average auto insurance rates in Alba, MI for teens drivers are $19,784/year
  • The most expensive auto insurance company in Alba after a DUI is Allstate

Finding affordable Alba, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Alba, MI auto insurance with confidence is right here. Auto insurance rates in Alba are affected by local factors as well as personal ones like your driving record.

See how Alba, MI car insurance rates compare to Warren auto insurance rates, Detroit auto insurance rates, and Lansing auto insurance rates before you read more about the cost of auto insurance in Alba.

Don’t buy Alba, MI auto insurance until you’ve compared rates. Get free Alba, Michigan auto insurance quotes when you enter your ZIP code above.

Alba, MI Minimum Auto Insurance Requirements

The required auto insurance in Alba, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Alba, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Alba, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alba, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alba, MI. Take a look at Alba, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alba, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $7,425 $4,930 $4,552
GEICO $17,840 $13,040 $10,556
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,874 $4,942 $4,454
State Farm $16,715 $8,470 $5,761
Travelers $8,169 $7,922 $7,822
USAA $5,253 $2,990 $2,289

Buy Cheap Alba, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alba, Michigan auto insurance rates? Find out how car insurance rates in Alba, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alba, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $4,253 $4,253 $3,967 $3,967 $9,532 $9,532 $4,789 $4,789
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $3,003 $2,798 $2,652 $2,956 $10,923 $11,646 $3,498 $3,243
State Farm $6,290 $6,290 $5,806 $5,806 $21,782 $21,782 $7,383 $7,383
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,540 $2,425 $2,384 $2,264 $6,292 $6,040 $3,119 $3,021

Buy Cheap Alba, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alba can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alba, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alba, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $9,532 $9,532
GEICO $26,764 $26,764
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,923 $11,646
State Farm $21,782 $21,782
Travelers $16,137 $16,137
USAA $6,292 $6,040

Buy Cheap Alba, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Alba, Michigan by comparing Alba senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alba, MI here.

Annual Auto Insurance Rates for Senior Drivers in Alba, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,967 $3,967
GEICO $9,664 $9,664
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,652 $2,956
State Farm $5,806 $5,806
Travelers $4,589 $4,589
USAA $2,384 $2,264

Find Cheap Auto Insurance Rates in Alba, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alba, Michigan auto insurance. Compare Alba, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alba, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $5,511 $5,625 $5,771
GEICO $13,313 $13,749 $14,375
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,937 $5,096 $5,237
State Farm $9,852 $10,372 $10,721
Travelers $7,889 $7,978 $8,047
USAA $3,411 $3,519 $3,602

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Find Cheap Alba, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alba. Compare auto insurance rates in Alba, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alba, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,328 $24,328
Farmers $5,635 $5,635
GEICO $13,483 $14,141
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $5,090 $5,090
State Farm $10,047 $10,584
Travelers $7,926 $8,017
USAA $3,471 $3,550

Find Cheap Alba, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Alba, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alba, MI, take a look at the average cost for various violations versus rates for a clean driving record in Alba.

Annual Alba, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $4,731 $6,033 $5,954 $5,823
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,318 $5,664 $5,095 $5,283
State Farm $6,605 $7,896 $16,929 $9,831
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,825 $3,518 $4,618 $3,081

Find Cheap Alba, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alba, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Alba for less when you shop around and compare rates from multiple Alba, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alba, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,166
Farmers $5,954
GEICO $31,253
Liberty Mutual $28,109
Nationwide $6,765
Progressive $5,095
State Farm $16,929
Travelers $12,382
USAA $4,618

Winners by Category: Where to Buy Cheap Auto Insurance in Alba, MI

Compare rates from the cheapest auto insurance companies in Alba, MI for your needs. Take a look at how Alba, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alba, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Alba, Michigan Auto Insurance Companies

If you’re looking for the cheapest Alba, MI auto insurance companies overall, you can compare them here. Find the best price for Alba, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Alba, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $5,635
GEICO $13,812
Liberty Mutual $17,919
Nationwide $6,507
Progressive $5,090
State Farm $10,315
Travelers $7,971
USAA $3,511

What affects Alba, Michigan auto insurance rates?

Local factors affect auto insurance rates in Alba, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Alba auto insurance rates.

Commute Times in Alba

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alba, MI is 20.8 minutes according to City-Data.

Traffic in Alba

How is traffic in Alba, Michigan? Inrix data shows that Alba, MI traffic makes it the 662nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Alba, MI

You can buy cheap Alba, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alba, Michigan auto insurance quotes from top companies.

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