Buy Cheap Alamosa, CO Auto Insurance (2021)

Alamosa, CO auto insurance rates average $295 a month. Minimum auto insurance requirements in Alamosa, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Alamosa, CO, compare Alamosa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alamosa, CO for teens drivers are $6,824/year
  • The most expensive auto insurance company in Alamosa after a DUI is Allstate
  • Average auto insurance rates in Alamosa, CO after a DUI are $4,206/year

Finding affordable Alamosa, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Alamosa, CO auto insurance with confidence is right here. Auto insurance rates in Alamosa are affected by local factors as well as personal ones like your driving record.

See how Alamosa, CO car insurance rates compare to Boulder auto insurance rates, Greeley auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Alamosa.

Don’t buy Alamosa, CO auto insurance until you’ve compared rates. Get free Alamosa, Colorado auto insurance quotes when you enter your ZIP code above.

Alamosa, CO Minimum Auto Insurance Requirements

The required auto insurance in Alamosa, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Alamosa, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Alamosa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Alamosa, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alamosa, CO. Take a look at Alamosa, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alamosa, Colorado

Insurance Company Poor Fair Good
Allstate $6,382 $4,911 $3,716
American Family $4,558 $3,240 $2,716
Farmers $5,445 $4,432 $4,210
GEICO $3,008 $2,506 $2,005
Liberty Mutual $3,763 $2,302 $1,834
Nationwide $3,990 $3,154 $2,751
Progressive $4,639 $3,958 $3,632
State Farm $4,127 $2,650 $2,135
USAA $4,757 $2,700 $2,160

Buy Cheap Alamosa, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alamosa, Colorado auto insurance rates? Find out how car insurance rates in Alamosa, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alamosa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,123 $2,934 $2,797 $2,828 $10,430 $10,930 $3,473 $3,509
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,737 $2,709 $2,478 $2,671 $10,415 $10,493 $3,014 $3,047
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,759 $1,725 $1,497 $1,643 $5,202 $5,666 $1,777 $1,797
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,490 $2,330 $2,168 $2,161 $8,461 $9,462 $2,807 $2,731
State Farm $1,879 $1,879 $1,681 $1,681 $5,315 $6,743 $2,100 $2,487
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Alamosa, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alamosa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alamosa, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alamosa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,430 $10,930
American Family $5,805 $7,777
Farmers $10,415 $10,493
GEICO $4,950 $5,273
Liberty Mutual $5,202 $5,666
Nationwide $5,513 $7,064
Progressive $8,461 $9,462
State Farm $5,315 $6,743
USAA $5,325 $6,108

Buy Cheap Alamosa, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Alamosa, Colorado by comparing Alamosa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alamosa, CO here.

Annual Auto Insurance Rates for Senior Drivers in Alamosa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,797 $2,828
American Family $2,162 $2,162
Farmers $2,478 $2,671
GEICO $1,657 $1,854
Liberty Mutual $1,497 $1,643
Nationwide $1,977 $2,093
Progressive $2,168 $2,161
State Farm $1,681 $1,681
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Alamosa, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alamosa, Colorado auto insurance. Compare Alamosa, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alamosa, Colorado

Insurance Company Low Medium High
Allstate $4,743 $4,986 $5,280
American Family $3,338 $3,578 $3,598
Farmers $4,137 $4,632 $5,317
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,487 $2,623 $2,789
Nationwide $3,323 $3,295 $3,276
Progressive $3,764 $4,088 $4,377
State Farm $2,788 $2,972 $3,153
USAA $3,077 $3,205 $3,334

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Find Cheap Alamosa, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alamosa. Compare auto insurance rates in Alamosa, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alamosa, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,003 $5,003
American Family $3,430 $3,579
Farmers $4,696 $4,696
GEICO $2,454 $2,559
Liberty Mutual $2,633 $2,633
Nationwide $3,298 $3,298
Progressive $4,076 $4,076
State Farm $2,898 $3,043
USAA $3,115 $3,296

Find Cheap Alamosa, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Alamosa, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Alamosa, CO to see how much where you live in Alamosa affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Alamosa, Colorado

ZIP Code Average Annual Rates
81101 $3,239
81102 $3,300

Find Cheap Alamosa, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Alamosa, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alamosa, CO, take a look at the average cost for various violations versus rates for a clean driving record in Alamosa.

Annual Alamosa, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,291 $4,913 $5,968 $4,839
American Family $2,591 $3,685 $4,805 $2,938
Farmers $3,963 $5,099 $5,030 $4,691
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,306 $2,700 $2,804 $2,722
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,530 $4,933 $3,726 $4,116
State Farm $2,740 $3,201 $2,971 $2,971
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Alamosa, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alamosa, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Alamosa for less when you shop around and compare rates from multiple Alamosa, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alamosa, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,968
American Family $4,805
Farmers $5,030
GEICO $3,166
Liberty Mutual $2,804
Nationwide $4,398
Progressive $3,726
State Farm $2,971
USAA $4,987

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Winners by Category: Where to Buy Cheap Auto Insurance in Alamosa, CO

Compare rates from the cheapest auto insurance companies in Alamosa, CO for your needs. Take a look at how Alamosa, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alamosa, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

Find Cheap Alamosa, Colorado Auto Insurance Companies

If you’re looking for the cheapest Alamosa, CO auto insurance companies overall, you can compare them here. Find the best price for Alamosa, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Alamosa, Colorado

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,505
Farmers $4,696
GEICO $2,507
Liberty Mutual $2,633
Nationwide $3,298
Progressive $4,076
State Farm $2,971
USAA $3,206

What affects Alamosa, Colorado auto insurance rates?

Local factors affect auto insurance rates in Alamosa, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Alamosa auto insurance rates.

Commute Times in Alamosa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alamosa, CO is 12.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Alamosa, CO

You can buy cheap Alamosa, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alamosa, Colorado auto insurance quotes from top companies.

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