Buy Cheap Alamo, NM Auto Insurance (2021)

Alamo, NM auto insurance rates average $275 a month. Minimum auto insurance requirements in Alamo, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Alamo, NM, compare Alamo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alamo, NM after a DUI are $4,221/year
  • The most expensive auto insurance company in Alamo is Allstate
  • Average auto insurance rates in Alamo, NM for teens drivers are $6,361/year

Finding affordable Alamo, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Alamo, NM auto insurance with confidence is right here. Auto insurance rates in Alamo are affected by local factors as well as personal ones like your driving record.

See how Alamo, NM car insurance rates compare to Hobbs auto insurance rates, Santa Fe auto insurance rates, and Gallup auto insurance rates before you read more about the cost of auto insurance in Alamo.

Don’t buy Alamo, NM auto insurance until you’ve compared rates. Get free Alamo, New Mexico auto insurance quotes when you enter your ZIP code above.

Alamo, NM Minimum Auto Insurance Requirements

The required auto insurance in Alamo, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Alamo, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Alamo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alamo, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alamo, NM. Take a look at Alamo, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alamo, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $4,722 $3,918 $3,725
GEICO $4,787 $4,162 $3,849
Nationwide $3,907 $3,033 $2,633
Progressive $3,152 $2,796 $2,636
State Farm $2,944 $1,814 $1,436
USAA $2,659 $1,984 $1,717

Buy Cheap Alamo, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alamo, New Mexico auto insurance rates? Find out how car insurance rates in Alamo, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alamo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,278 $2,265 $2,037 $2,168 $9,349 $9,619 $2,581 $2,677
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,197 $2,236 $1,997 $2,097 $5,254 $6,626 $2,473 $2,648
Progressive $1,565 $1,525 $1,405 $1,417 $6,161 $6,947 $1,897 $1,974
State Farm $1,353 $1,353 $1,224 $1,224 $3,624 $4,550 $1,513 $1,676
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

Buy Cheap Alamo, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alamo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alamo, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alamo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $9,349 $9,619
GEICO $7,583 $10,447
Nationwide $5,254 $6,626
Progressive $6,161 $6,947
State Farm $3,624 $4,550
USAA $3,607 $4,084

Buy Cheap Alamo, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Alamo, New Mexico by comparing Alamo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alamo, NM here.

Annual Auto Insurance Rates for Senior Drivers in Alamo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,037 $2,168
GEICO $2,511 $2,511
Nationwide $1,997 $2,097
Progressive $1,405 $1,417
State Farm $1,224 $1,224
USAA $1,362 $1,367

Find Cheap Auto Insurance Rates in Alamo, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alamo, New Mexico auto insurance. Compare Alamo, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alamo, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $3,785 $4,088 $4,492
GEICO $3,990 $4,256 $4,552
Nationwide $3,150 $3,155 $3,268
Progressive $2,754 $2,860 $2,970
State Farm $1,893 $2,070 $2,231
USAA $1,978 $2,128 $2,253

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Find Cheap Alamo, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alamo. Compare auto insurance rates in Alamo, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alamo, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,462 $4,462
Farmers $4,122 $4,122
GEICO $4,201 $4,331
Nationwide $3,191 $3,191
Progressive $2,861 $2,861
State Farm $2,014 $2,115
USAA $2,056 $2,183

Find Cheap Alamo, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Alamo, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alamo, NM, take a look at the average cost for various violations versus rates for a clean driving record in Alamo.

Annual Alamo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $3,476 $4,484 $4,377 $4,151
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,389 $3,349 $4,321 $2,705
Progressive $2,481 $3,364 $2,671 $2,930
State Farm $1,941 $2,106 $2,106 $2,106
USAA $1,581 $2,186 $2,874 $1,838

Find Cheap Alamo, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alamo, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Alamo for less when you shop around and compare rates from multiple Alamo, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alamo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $4,377
GEICO $8,009
Nationwide $4,321
Progressive $2,671
State Farm $2,106
USAA $2,874

Winners by Category: Where to Buy Cheap Auto Insurance in Alamo, NM

Compare rates from the cheapest auto insurance companies in Alamo, NM for your needs. Take a look at how Alamo, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alamo, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alamo, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Alamo, NM auto insurance companies overall, you can compare them here. Find the best price for Alamo, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Alamo, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $4,122
GEICO $4,266
Nationwide $3,191
Progressive $2,861
State Farm $2,065
USAA $2,120

What affects Alamo, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Alamo, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Alamo auto insurance rates.

Commute Times in Alamo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alamo, NM is 16.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Alamo, NM

You can buy cheap Alamo, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alamo, New Mexico auto insurance quotes from top companies.

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