Buy Cheap Alachua, FL Auto Insurance (2021)

Alachua, FL auto insurance rates average $291 a month. Minimum auto insurance requirements in Alachua, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Alachua, FL, compare Alachua auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alachua, FL after a DUI are $4,168/year
  • The most expensive auto insurance company in Alachua after a DUI is Allstate
  • The most expensive auto insurance company in Alachua is Allstate

Finding affordable Alachua, Florida auto insurance can be challenging, but everything you need to know to buy cheap Alachua, FL auto insurance with confidence is right here. Auto insurance rates in Alachua are affected by local factors as well as personal ones like your driving record.

See how Alachua, FL car insurance rates compare to Cape Coral auto insurance rates, Jacksonville auto insurance rates, and Orlando auto insurance rates before you read more about the cost of auto insurance in Alachua.

Don’t buy Alachua, FL auto insurance until you’ve compared rates. Get free Alachua, Florida auto insurance quotes when you enter your ZIP code above.

Alachua, FL Minimum Auto Insurance Requirements

The required auto insurance in Alachua, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Alachua, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Alachua, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alachua, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alachua, FL. Take a look at Alachua, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alachua, Florida

Insurance Company Poor Fair Good
Allstate $7,956 $5,043 $4,109
GEICO $4,301 $2,593 $1,941
Liberty Mutual $4,981 $3,699 $3,030
Nationwide $3,965 $2,933 $2,662
Progressive $5,071 $3,580 $2,996
State Farm $3,654 $2,413 $1,988
USAA $3,453 $1,696 $1,238

Buy Cheap Alachua, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alachua, Florida auto insurance rates? Find out how car insurance rates in Alachua, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alachua, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,441 $3,113 $3,167 $12,004 $12,961 $3,639 $3,710
GEICO $2,317 $2,325 $2,173 $2,173 $4,174 $5,253 $2,553 $2,589
Liberty Mutual $2,753 $2,753 $2,536 $2,536 $5,633 $8,588 $2,753 $3,673
Nationwide $2,242 $2,222 $2,009 $2,079 $5,323 $6,575 $2,466 $2,576
Progressive $2,607 $2,481 $2,275 $2,421 $7,202 $7,902 $3,128 $3,041
State Farm $1,685 $1,685 $1,533 $1,533 $4,897 $6,274 $1,863 $2,012
USAA $1,237 $1,217 $1,152 $1,144 $4,186 $4,885 $1,543 $1,667

Buy Cheap Alachua, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alachua can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alachua, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alachua, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,004 $12,961
GEICO $4,174 $5,253
Liberty Mutual $5,633 $8,588
Nationwide $5,323 $6,575
Progressive $7,202 $7,902
State Farm $4,897 $6,274
USAA $4,186 $4,885

Buy Cheap Alachua, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Alachua, Florida by comparing Alachua senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alachua, FL here.

Annual Auto Insurance Rates for Senior Drivers in Alachua, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,113 $3,167
GEICO $2,173 $2,173
Liberty Mutual $2,536 $2,536
Nationwide $2,009 $2,079
Progressive $2,275 $2,421
State Farm $1,533 $1,533
USAA $1,152 $1,144

Find Cheap Auto Insurance Rates in Alachua, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alachua, Florida auto insurance. Compare Alachua, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alachua, Florida

Insurance Company Low Medium High
Allstate $4,590 $5,955 $6,564
GEICO $2,456 $3,041 $3,337
Liberty Mutual $3,571 $3,959 $4,179
Nationwide $2,538 $3,309 $3,712
Progressive $3,313 $3,965 $4,368
State Farm $2,290 $2,748 $3,018
USAA $1,865 $2,198 $2,325

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Find Cheap Alachua, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alachua. Compare auto insurance rates in Alachua, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alachua, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,538 $5,868
GEICO $2,930 $2,959
Liberty Mutual $3,782 $4,024
Nationwide $3,186 $3,186
Progressive $3,882 $3,882
State Farm $2,598 $2,773
USAA $2,105 $2,153

Find Cheap Alachua, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Alachua, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alachua, FL, take a look at the average cost for various violations versus rates for a clean driving record in Alachua.

Annual Alachua, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,945 $5,880 $6,518 $5,469
GEICO $2,046 $2,620 $3,908 $3,205
Liberty Mutual $2,878 $3,670 $5,218 $3,847
Nationwide $2,738 $2,989 $3,989 $3,029
Progressive $3,094 $4,514 $3,814 $4,107
State Farm $2,459 $2,911 $2,685 $2,685
USAA $1,669 $2,057 $3,041 $1,749

Find Cheap Alachua, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alachua, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Alachua for less when you shop around and compare rates from multiple Alachua, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alachua, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,518
GEICO $3,908
Liberty Mutual $5,218
Nationwide $3,989
Progressive $3,814
State Farm $2,685
USAA $3,041

Winners by Category: Where to Buy Cheap Auto Insurance in Alachua, FL

Compare rates from the cheapest auto insurance companies in Alachua, FL for your needs. Take a look at how Alachua, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alachua, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alachua, Florida Auto Insurance Companies

If you’re looking for the cheapest Alachua, FL auto insurance companies overall, you can compare them here. Find the best price for Alachua, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Alachua, Florida

Insurance Company Average Annual Rates
Allstate $5,703
GEICO $2,945
Liberty Mutual $3,903
Nationwide $3,186
Progressive $3,882
State Farm $2,685
USAA $2,129

What affects Alachua, Florida auto insurance rates?

Local factors affect auto insurance rates in Alachua, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Alachua auto insurance rates.

Auto Theft in Alachua

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Alachua, FL auto theft show a total of 22 vehicle thefts annually.

Commute Times in Alachua

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alachua, FL is 27.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Alachua, FL

You can buy cheap Alachua, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alachua, Florida auto insurance quotes from top companies.

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