Buy Cheap Alabaster, AL Auto Insurance (2021)

Alabaster, AL auto insurance rates average $311 a month. Minimum auto insurance requirements in Alabaster, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Alabaster, AL, compare Alabaster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Alabaster after a DUI is Liberty Mutual
  • Average auto insurance rates in Alabaster, AL after a DUI are $4,250/year
  • The most expensive auto insurance company in Alabaster is Liberty Mutual

Finding affordable Alabaster, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Alabaster, AL auto insurance with confidence is right here. Auto insurance rates in Alabaster are affected by local factors as well as personal ones like your driving record.

See how Alabaster, AL car insurance rates compare to Decatur auto insurance rates, Tuscaloosa auto insurance rates, and Mobile auto insurance rates before you read more about the cost of auto insurance in Alabaster.

Don’t buy Alabaster, AL auto insurance until you’ve compared rates. Get free Alabaster, Alabama auto insurance quotes when you enter your ZIP code above.

Alabaster, AL Minimum Auto Insurance Requirements

The required auto insurance in Alabaster, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Alabaster, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Alabaster, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Alabaster, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alabaster, AL. Take a look at Alabaster, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alabaster, Alabama

Insurance Company Poor Fair Good
Allstate $4,123 $3,245 $2,655
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,465 $4,605 $3,614
Nationwide $3,092 $2,418 $2,189
Progressive $4,847 $4,195 $3,935
State Farm $8,463 $4,275 $2,899
Travelers $3,891 $3,379 $3,445
USAA $3,016 $1,959 $1,748

Buy Cheap Alabaster, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alabaster, Alabama auto insurance rates? Find out how car insurance rates in Alabaster, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alabaster, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $1,907 $1,817 $1,851 $7,054 $7,576 $2,235 $2,282
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,980 $3,216 $2,434 $2,725 $11,332 $12,607 $3,167 $3,364
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,266 $2,112 $1,871 $1,985 $9,842 $10,989 $2,667 $2,873
State Farm $3,115 $3,115 $2,846 $2,846 $9,851 $12,311 $3,531 $4,085
Travelers $1,420 $1,440 $1,341 $1,336 $7,812 $12,363 $1,343 $1,518
USAA $1,393 $1,414 $1,299 $1,273 $4,160 $4,612 $1,816 $1,961

Buy Cheap Alabaster, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alabaster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alabaster, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alabaster, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,054 $7,576
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,332 $12,607
Nationwide $4,422 $5,679
Progressive $9,842 $10,989
State Farm $9,851 $12,311
Travelers $7,812 $12,363
USAA $4,160 $4,612

Buy Cheap Alabaster, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Alabaster, Alabama by comparing Alabaster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alabaster, AL here.

Annual Auto Insurance Rates for Senior Drivers in Alabaster, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,817 $1,851
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,434 $2,725
Nationwide $1,532 $1,583
Progressive $1,871 $1,985
State Farm $2,846 $2,846
Travelers $1,341 $1,336
USAA $1,299 $1,273

Find Cheap Auto Insurance Rates in Alabaster, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alabaster, Alabama auto insurance. Compare Alabaster, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alabaster, Alabama

Insurance Company Low Medium High
Allstate $3,219 $3,335 $3,468
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,976 $5,202 $5,506
Nationwide $2,541 $2,546 $2,611
Progressive $3,893 $4,313 $4,771
State Farm $4,906 $5,208 $5,523
Travelers $3,367 $3,643 $3,705
USAA $2,164 $2,230 $2,330

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Find Cheap Alabaster, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alabaster. Compare auto insurance rates in Alabaster, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alabaster, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,341 $3,341
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,228 $5,228
Nationwide $2,566 $2,566
Progressive $4,326 $4,326
State Farm $5,084 $5,341
Travelers $3,572 $3,572
USAA $2,138 $2,344

Find Cheap Alabaster, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Alabaster, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alabaster, AL, take a look at the average cost for various violations versus rates for a clean driving record in Alabaster.

Annual Alabaster, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,834 $3,345 $3,977 $3,208
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,099 $5,719 $5,572 $5,522
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,891 $4,935 $4,218 $4,260
State Farm $4,676 $5,868 $5,153 $5,153
Travelers $2,975 $3,120 $4,575 $3,617
USAA $1,722 $2,162 $3,217 $1,864

Find Cheap Alabaster, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alabaster, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Alabaster for less when you shop around and compare rates from multiple Alabaster, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alabaster, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,977
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,572
Nationwide $3,259
Progressive $4,218
State Farm $5,153
Travelers $4,575
USAA $3,217

Winners by Category: Where to Buy Cheap Auto Insurance in Alabaster, AL

Compare rates from the cheapest auto insurance companies in Alabaster, AL for your needs. Take a look at how Alabaster, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alabaster, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Alabaster, Alabama Auto Insurance Companies

If you’re looking for the cheapest Alabaster, AL auto insurance companies overall, you can compare them here. Find the best price for Alabaster, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Alabaster, Alabama

Insurance Company Average Annual Rates
Allstate $3,341
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,228
Nationwide $2,566
Progressive $4,326
State Farm $5,212
Travelers $3,572
USAA $2,241

What affects Alabaster, Alabama auto insurance rates?

Local factors affect auto insurance rates in Alabaster, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Alabaster auto insurance rates.

Auto Theft in Alabaster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Alabaster, AL auto theft show a total of 26 vehicle thefts annually.

Commute Times in Alabaster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alabaster, AL is 31.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Alabaster, AL

You can buy cheap Alabaster, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alabaster, Alabama auto insurance quotes from top companies.

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