Buy Cheap Ainsworth, IA Auto Insurance (2021)

Ainsworth, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Ainsworth, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Ainsworth, IA, compare Ainsworth auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ainsworth after a DUI is Travelers
  • Average auto insurance rates in Ainsworth, IA are $248/month
  • Average auto insurance rates in Ainsworth, IA for teens drivers are $5,645/year

Finding affordable Ainsworth, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Ainsworth, IA auto insurance with confidence is right here. Auto insurance rates in Ainsworth are affected by local factors as well as personal ones like your driving record.

See how Ainsworth, IA car insurance rates compare to Waterloo auto insurance rates, Des Moines auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Ainsworth.

Don’t buy Ainsworth, IA auto insurance until you’ve compared rates. Get free Ainsworth, Iowa auto insurance quotes when you enter your ZIP code above.

Ainsworth, IA Minimum Auto Insurance Requirements

The required auto insurance in Ainsworth, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Ainsworth, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Ainsworth, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ainsworth, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ainsworth, IA. Take a look at Ainsworth, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ainsworth, Iowa

Insurance Company Poor Fair Good
Allstate $3,738 $2,970 $2,665
American Family $3,976 $2,922 $2,454
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,293 $2,572 $2,254
Progressive $2,480 $2,007 $1,820
State Farm $3,066 $1,897 $1,496
Travelers $6,227 $5,312 $5,059
USAA $2,399 $1,648 $1,427

Buy Cheap Ainsworth, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ainsworth, Iowa auto insurance rates? Find out how car insurance rates in Ainsworth, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ainsworth, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,002 $1,840 $1,875 $5,924 $6,654 $2,275 $2,345
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,469 $1,413 $1,211 $1,256 $3,658 $4,127 $1,768 $1,918
State Farm $1,414 $1,414 $1,238 $1,238 $3,756 $4,774 $1,588 $1,803
Travelers $2,514 $2,567 $2,436 $2,443 $11,031 $17,552 $2,613 $3,105
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Buy Cheap Ainsworth, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ainsworth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ainsworth, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ainsworth, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,924 $6,654
American Family $5,354 $7,522
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,314 $5,598
Progressive $3,658 $4,127
State Farm $3,756 $4,774
Travelers $11,031 $17,552
USAA $3,285 $3,490

Buy Cheap Ainsworth, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ainsworth, Iowa by comparing Ainsworth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ainsworth, IA here.

Annual Auto Insurance Rates for Senior Drivers in Ainsworth, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,840 $1,875
American Family $1,799 $1,799
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,676 $1,793
Progressive $1,211 $1,256
State Farm $1,238 $1,238
Travelers $2,436 $2,443
USAA $1,123 $1,146

Find Cheap Auto Insurance Rates in Ainsworth, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ainsworth, Iowa auto insurance. Compare Ainsworth, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ainsworth, Iowa

Insurance Company Low Medium High
Allstate $3,003 $3,128 $3,242
American Family $3,140 $3,290 $2,922
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,829 $2,691 $2,599
Progressive $1,986 $2,109 $2,213
State Farm $2,050 $2,165 $2,244
Travelers $5,222 $5,615 $5,761
USAA $1,732 $1,830 $1,911

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Find Cheap Ainsworth, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ainsworth. Compare auto insurance rates in Ainsworth, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ainsworth, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,199
American Family $3,081 $3,154
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,706 $2,706
Progressive $2,103 $2,103
State Farm $2,101 $2,205
Travelers $5,533 $5,533
USAA $1,758 $1,891

Find Cheap Ainsworth, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Ainsworth, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ainsworth, IA, take a look at the average cost for various violations versus rates for a clean driving record in Ainsworth.

Annual Ainsworth, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,220 $3,642 $2,971
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,690 $2,773 $1,833 $2,114
State Farm $1,998 $2,308 $2,153 $2,153
Travelers $4,037 $5,374 $7,193 $5,527
USAA $1,395 $1,870 $2,432 $1,602

Find Cheap Ainsworth, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ainsworth, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Ainsworth for less when you shop around and compare rates from multiple Ainsworth, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ainsworth, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,642
American Family $4,279
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,849
Progressive $1,833
State Farm $2,153
Travelers $7,193
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Ainsworth, IA

Compare rates from the cheapest auto insurance companies in Ainsworth, IA for your needs. Take a look at how Ainsworth, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ainsworth, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Ainsworth, Iowa Auto Insurance Companies

If you’re looking for the cheapest Ainsworth, IA auto insurance companies overall, you can compare them here. Find the best price for Ainsworth, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Ainsworth, Iowa

Insurance Company Average Annual Rates
Allstate $3,124
American Family $3,117
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,706
Progressive $2,103
State Farm $2,153
Travelers $5,533
USAA $1,825

What affects Ainsworth, Iowa auto insurance rates?

Local factors affect auto insurance rates in Ainsworth, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ainsworth auto insurance rates.

Commute Times in Ainsworth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ainsworth, IA is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Ainsworth, IA

You can buy cheap Ainsworth, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ainsworth, Iowa auto insurance quotes from top companies.

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