Buy Cheap Agua Fria, NM Auto Insurance (2021)

Agua Fria, NM auto insurance rates average $306 a month. Minimum auto insurance requirements in Agua Fria, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Agua Fria, NM, compare Agua Fria auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Agua Fria, NM after a DUI are $4,686/year
  • Average auto insurance rates in Agua Fria, NM for teens drivers are $7,194/year
  • The most expensive auto insurance company in Agua Fria is GEICO

Finding affordable Agua Fria, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Agua Fria, NM auto insurance with confidence is right here. Auto insurance rates in Agua Fria are affected by local factors as well as personal ones like your driving record.

See how Agua Fria, NM car insurance rates compare to Hobbs auto insurance rates, Rio Rancho auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in Agua Fria.

Don’t buy Agua Fria, NM auto insurance until you’ve compared rates. Get free Agua Fria, New Mexico auto insurance quotes when you enter your ZIP code above.

Agua Fria, NM Minimum Auto Insurance Requirements

The required auto insurance in Agua Fria, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Agua Fria, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Agua Fria, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Agua Fria, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Agua Fria, NM. Take a look at Agua Fria, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Agua Fria, New Mexico

Insurance Company Poor Fair Good
Allstate $4,969 $4,108 $3,755
Farmers $5,160 $4,273 $4,061
GEICO $5,261 $4,587 $4,247
Nationwide $4,476 $3,493 $3,026
Progressive $3,615 $3,237 $3,070
State Farm $3,720 $2,295 $1,817
USAA $3,274 $2,445 $2,116

Buy Cheap Agua Fria, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Agua Fria, New Mexico auto insurance rates? Find out how car insurance rates in Agua Fria, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Agua Fria, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,504 $2,501 $2,309 $2,425 $8,700 $10,119 $2,752 $2,908
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,893 $2,967 $2,716 $2,716 $8,574 $11,673 $3,043 $3,007
Nationwide $2,486 $2,521 $2,262 $2,366 $6,140 $7,712 $2,820 $3,013
Progressive $1,734 $1,670 $1,585 $1,585 $7,356 $8,283 $2,093 $2,152
State Farm $1,674 $1,674 $1,534 $1,534 $4,671 $5,856 $1,876 $2,067
USAA $1,705 $1,689 $1,625 $1,613 $4,637 $5,241 $2,119 $2,265

Buy Cheap Agua Fria, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Agua Fria can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Agua Fria, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Agua Fria, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,700 $10,119
Farmers $10,278 $10,545
GEICO $8,574 $11,673
Nationwide $6,140 $7,712
Progressive $7,356 $8,283
State Farm $4,671 $5,856
USAA $4,637 $5,241

Buy Cheap Agua Fria, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Agua Fria, New Mexico by comparing Agua Fria senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Agua Fria, NM here.

Annual Auto Insurance Rates for Senior Drivers in Agua Fria, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,425
Farmers $2,218 $2,377
GEICO $2,716 $2,716
Nationwide $2,262 $2,366
Progressive $1,585 $1,585
State Farm $1,534 $1,534
USAA $1,625 $1,613

Find Cheap Auto Insurance Rates in Agua Fria, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Agua Fria, New Mexico auto insurance. Compare Agua Fria, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Agua Fria, New Mexico

Insurance Company Low Medium High
Allstate $4,089 $4,269 $4,474
Farmers $4,060 $4,451 $4,983
GEICO $4,341 $4,685 $5,069
Nationwide $3,587 $3,637 $3,771
Progressive $3,124 $3,307 $3,491
State Farm $2,360 $2,620 $2,852
USAA $2,438 $2,624 $2,773

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Find Cheap Agua Fria, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Agua Fria. Compare auto insurance rates in Agua Fria, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Agua Fria, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,277 $4,277
Farmers $4,498 $4,498
GEICO $4,626 $4,771
Nationwide $3,665 $3,665
Progressive $3,307 $3,307
State Farm $2,545 $2,677
USAA $2,534 $2,689

Find Cheap Agua Fria, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Agua Fria, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Agua Fria, NM, take a look at the average cost for various violations versus rates for a clean driving record in Agua Fria.

Annual Agua Fria, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $4,646 $5,009 $3,960
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,790 $4,448 $8,767 $2,790
Nationwide $2,749 $3,847 $4,955 $3,109
Progressive $2,855 $3,928 $3,076 $3,370
State Farm $2,444 $2,666 $2,666 $2,666
USAA $1,936 $2,707 $3,542 $2,260

Find Cheap Agua Fria, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Agua Fria, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Agua Fria for less when you shop around and compare rates from multiple Agua Fria, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Agua Fria, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,009
Farmers $4,788
GEICO $8,767
Nationwide $4,955
Progressive $3,076
State Farm $2,666
USAA $3,542

Winners by Category: Where to Buy Cheap Auto Insurance in Agua Fria, NM

Compare rates from the cheapest auto insurance companies in Agua Fria, NM for your needs. Take a look at how Agua Fria, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Agua Fria, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Agua Fria, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Agua Fria, NM auto insurance companies overall, you can compare them here. Find the best price for Agua Fria, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Agua Fria, New Mexico

Insurance Company Average Annual Rates
Allstate $4,277
Farmers $4,498
GEICO $4,699
Nationwide $3,665
Progressive $3,307
State Farm $2,611
USAA $2,612

What affects Agua Fria, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Agua Fria, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Agua Fria auto insurance rates.

Commute Times in Agua Fria

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Agua Fria, NM is 18.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Agua Fria, NM

You can buy cheap Agua Fria, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Agua Fria, New Mexico auto insurance quotes from top companies.

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