Buy Cheap Afton, NY Auto Insurance (2021)

Afton, NY auto insurance rates average $262 a month. Minimum auto insurance requirements in Afton, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Afton, NY, compare Afton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Afton, NY for teens drivers are $5,377/year
  • Average auto insurance rates in Afton, NY after a DUI are $4,112/year
  • The most expensive auto insurance company in Afton after a DUI is Liberty Mutual

Finding affordable Afton, New York auto insurance can be challenging, but everything you need to know to buy cheap Afton, NY auto insurance with confidence is right here. Auto insurance rates in Afton are affected by local factors as well as personal ones like your driving record.

See how Afton, NY car insurance rates compare to Yonkers auto insurance rates, Syracuse auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Afton.

Don’t buy Afton, NY auto insurance until you’ve compared rates. Get free Afton, New York auto insurance quotes when you enter your ZIP code above.

Afton, NY Minimum Auto Insurance Requirements

The required auto insurance in Afton, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Afton, New York is outlined here.

Minimum Required Auto Insurance Coverage in Afton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Afton, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Afton, NY. Take a look at Afton, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Afton, New York

Insurance Company Poor Fair Good
Allstate $4,660 $2,758 $2,401
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $4,256 $2,200 $1,610
State Farm $5,253 $3,293 $2,613
Travelers $4,723 $2,993 $2,604
USAA $4,512 $2,242 $1,983

Buy Cheap Afton, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Afton, New York auto insurance rates? Find out how car insurance rates in Afton, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Afton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,263 $2,143 $2,103 $2,133 $6,255 $6,698 $2,281 $2,307
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,660 $1,573 $1,347 $1,363 $5,358 $5,983 $2,134 $2,093
State Farm $2,373 $2,373 $2,057 $2,057 $6,775 $8,777 $2,595 $2,749
Travelers $2,499 $2,528 $2,268 $2,436 $5,678 $6,686 $2,652 $2,771
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Buy Cheap Afton, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Afton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Afton, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Afton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,255 $6,698
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,358 $5,983
State Farm $6,775 $8,777
Travelers $5,678 $6,686
USAA $6,103 $7,296

Buy Cheap Afton, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Afton, New York by comparing Afton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Afton, NY here.

Annual Auto Insurance Rates for Senior Drivers in Afton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,133
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,347 $1,363
State Farm $2,057 $2,057
Travelers $2,268 $2,436
USAA $1,379 $1,382

Find Cheap Auto Insurance Rates in Afton, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Afton, New York auto insurance. Compare Afton, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Afton, New York

Insurance Company Low Medium High
Allstate $3,106 $3,263 $3,450
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,573 $2,677 $2,816
State Farm $3,559 $3,737 $3,862
Travelers $3,292 $3,411 $3,617
USAA $2,839 $2,901 $2,997

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Find Cheap Afton, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Afton. Compare auto insurance rates in Afton, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Afton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,230 $3,316
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,689 $2,689
State Farm $3,589 $3,850
Travelers $3,440 $3,440
USAA $2,883 $2,941

Find Cheap Afton, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Afton, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Afton, NY, take a look at the average cost for various violations versus rates for a clean driving record in Afton.

Annual Afton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,811 $2,811 $3,990 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,618 $2,618 $2,885 $2,633
State Farm $3,553 $3,553 $3,886 $3,886
Travelers $2,957 $3,665 $3,719 $3,419
USAA $2,589 $2,631 $3,799 $2,631

Find Cheap Afton, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Afton, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Afton for less when you shop around and compare rates from multiple Afton, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Afton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,990
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,885
State Farm $3,886
Travelers $3,719
USAA $3,799

Winners by Category: Where to Buy Cheap Auto Insurance in Afton, NY

Compare rates from the cheapest auto insurance companies in Afton, NY for your needs. Take a look at how Afton, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Afton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Afton, New York Auto Insurance Companies

If you’re looking for the cheapest Afton, NY auto insurance companies overall, you can compare them here. Find the best price for Afton, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Afton, New York

Insurance Company Average Annual Rates
Allstate $3,273
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,689
State Farm $3,720
Travelers $3,440
USAA $2,912

What affects Afton, New York auto insurance rates?

Local factors affect auto insurance rates in Afton, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Afton auto insurance rates.

Commute Times in Afton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Afton, NY is 29.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Afton, NY

You can buy cheap Afton, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Afton, New York auto insurance quotes from top companies.

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