Buy Cheap Afton, IA Auto Insurance (2021)

Afton, IA auto insurance rates average $254 a month. Minimum auto insurance requirements in Afton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Afton, IA, compare Afton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Afton, IA for teens drivers are $5,704/year
  • Average auto insurance rates in Afton, IA are $254/month
  • The most expensive auto insurance company in Afton is Travelers

Finding affordable Afton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Afton, IA auto insurance with confidence is right here. Auto insurance rates in Afton are affected by local factors as well as personal ones like your driving record.

See how Afton, IA car insurance rates compare to Ankeny auto insurance rates, Cedar Rapids auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Afton.

Don’t buy Afton, IA auto insurance until you’ve compared rates. Get free Afton, Iowa auto insurance quotes when you enter your ZIP code above.

Afton, IA Minimum Auto Insurance Requirements

The required auto insurance in Afton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Afton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Afton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Afton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Afton, IA. Take a look at Afton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Afton, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $3,901 $2,866 $2,409
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,286 $2,558 $2,244
Progressive $3,235 $2,575 $2,315
State Farm $3,255 $2,013 $1,588
Travelers $6,218 $5,299 $5,046
USAA $2,454 $1,675 $1,447

Buy Cheap Afton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Afton, Iowa auto insurance rates? Find out how car insurance rates in Afton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Afton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,983 $1,935 $1,635 $1,686 $4,434 $5,025 $2,392 $2,576
State Farm $1,518 $1,518 $1,322 $1,322 $3,946 $5,022 $1,703 $1,932
Travelers $2,530 $2,586 $2,439 $2,449 $10,964 $17,435 $2,626 $3,139
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

Buy Cheap Afton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Afton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Afton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Afton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,251 $7,378
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,031 $11,292
Nationwide $4,257 $5,545
Progressive $4,434 $5,025
State Farm $3,946 $5,022
Travelers $10,964 $17,435
USAA $3,266 $3,496

Buy Cheap Afton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Afton, Iowa by comparing Afton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Afton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Afton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,766 $1,766
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,875 $2,277
Nationwide $1,678 $1,800
Progressive $1,635 $1,686
State Farm $1,322 $1,322
Travelers $2,439 $2,449
USAA $1,153 $1,189

Find Cheap Auto Insurance Rates in Afton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Afton, Iowa auto insurance. Compare Afton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Afton, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,076 $3,228 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,832 $2,676 $2,580
Progressive $2,582 $2,716 $2,826
State Farm $2,187 $2,296 $2,372
Travelers $5,230 $5,602 $5,731
USAA $1,768 $1,864 $1,944

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Find Cheap Afton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Afton. Compare auto insurance rates in Afton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Afton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,023 $3,094
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,383 $4,383
Nationwide $2,696 $2,696
Progressive $2,708 $2,708
State Farm $2,231 $2,340
Travelers $5,521 $5,521
USAA $1,791 $1,927

Find Cheap Afton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Afton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Afton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Afton.

Annual Afton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,190 $3,528 $2,370 $2,745
State Farm $2,126 $2,444 $2,285 $2,285
Travelers $4,036 $5,362 $7,169 $5,517
USAA $1,427 $1,901 $2,473 $1,635

Find Cheap Afton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Afton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Afton for less when you shop around and compare rates from multiple Afton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Afton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,197
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,783
Nationwide $3,844
Progressive $2,370
State Farm $2,285
Travelers $7,169
USAA $2,473

Winners by Category: Where to Buy Cheap Auto Insurance in Afton, IA

Compare rates from the cheapest auto insurance companies in Afton, IA for your needs. Take a look at how Afton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Afton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Afton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Afton, IA auto insurance companies overall, you can compare them here. Find the best price for Afton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Afton, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,059
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,383
Nationwide $2,696
Progressive $2,708
State Farm $2,285
Travelers $5,521
USAA $1,859

What affects Afton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Afton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Afton auto insurance rates.

Commute Times in Afton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Afton, IA is 18.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Afton, IA

You can buy cheap Afton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Afton, Iowa auto insurance quotes from top companies.

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