Buy Cheap Addison, NY Auto Insurance (2021)

Addison, NY auto insurance rates average $247 a month. Minimum auto insurance requirements in Addison, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Addison, NY, compare Addison auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Addison, NY are $247/month
  • Average auto insurance rates in Addison, NY for teens drivers are $5,070/year
  • Average auto insurance rates in Addison, NY after a DUI are $3,862/year

Finding affordable Addison, New York auto insurance can be challenging, but everything you need to know to buy cheap Addison, NY auto insurance with confidence is right here. Auto insurance rates in Addison are affected by local factors as well as personal ones like your driving record.

See how Addison, NY car insurance rates compare to Albany auto insurance rates, Utica auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Addison.

Don’t buy Addison, NY auto insurance until you’ve compared rates. Get free Addison, New York auto insurance quotes when you enter your ZIP code above.

Addison, NY Minimum Auto Insurance Requirements

The required auto insurance in Addison, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Addison, New York is outlined here.

Minimum Required Auto Insurance Coverage in Addison, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Addison, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Addison, NY. Take a look at Addison, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Addison, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,163 $1,592 $1,427
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $3,903 $2,006 $1,465
State Farm $4,845 $3,038 $2,411
Travelers $4,288 $2,701 $2,345
USAA $4,707 $2,323 $2,051

Buy Cheap Addison, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Addison, New York auto insurance rates? Find out how car insurance rates in Addison, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Addison, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,309 $1,259 $1,268 $1,250 $2,616 $3,718 $1,188 $1,211
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,553 $1,476 $1,271 $1,282 $4,820 $5,366 $1,974 $1,922
State Farm $2,185 $2,185 $1,897 $1,897 $6,263 $8,100 $2,392 $2,528
Travelers $2,257 $2,287 $2,053 $2,205 $5,125 $6,077 $2,389 $2,497
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Buy Cheap Addison, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Addison can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Addison, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Addison, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,616 $3,718
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $4,820 $5,366
State Farm $6,263 $8,100
Travelers $5,125 $6,077
USAA $6,303 $7,547

Buy Cheap Addison, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Addison, New York by comparing Addison senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Addison, NY here.

Annual Auto Insurance Rates for Senior Drivers in Addison, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,268 $1,250
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,271 $1,282
State Farm $1,897 $1,897
Travelers $2,053 $2,205
USAA $1,437 $1,445

Find Cheap Auto Insurance Rates in Addison, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Addison, New York auto insurance. Compare Addison, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Addison, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,650 $1,721 $1,811
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,350 $2,446 $2,578
State Farm $3,271 $3,449 $3,573
Travelers $2,949 $3,075 $3,310
USAA $2,952 $3,015 $3,115

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Find Cheap Addison, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Addison. Compare auto insurance rates in Addison, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Addison, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,678 $1,777
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,458 $2,458
State Farm $3,310 $3,552
Travelers $3,111 $3,111
USAA $2,997 $3,057

Find Cheap Addison, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Addison, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Addison, NY, take a look at the average cost for various violations versus rates for a clean driving record in Addison.

Annual Addison, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,394 $1,516 $2,606 $1,394
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,396 $2,396 $2,631 $2,409
State Farm $3,276 $3,276 $3,587 $3,587
Travelers $2,679 $3,313 $3,361 $3,093
USAA $2,697 $2,740 $3,931 $2,740

Find Cheap Addison, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Addison, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Addison for less when you shop around and compare rates from multiple Addison, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Addison, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
GEICO $2,606
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,631
State Farm $3,587
Travelers $3,361
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Addison, NY

Compare rates from the cheapest auto insurance companies in Addison, NY for your needs. Take a look at how Addison, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Addison, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Addison, New York Auto Insurance Companies

If you’re looking for the cheapest Addison, NY auto insurance companies overall, you can compare them here. Find the best price for Addison, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Addison, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,728
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,458
State Farm $3,431
Travelers $3,111
USAA $3,027

What affects Addison, New York auto insurance rates?

Local factors affect auto insurance rates in Addison, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Addison auto insurance rates.

Commute Times in Addison

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Addison, NY is 21.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Addison, NY

You can buy cheap Addison, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Addison, New York auto insurance quotes from top companies.

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