Buy Cheap Addison, MI Auto Insurance (2022)

Addison, MI auto insurance rates average $719 a month. Minimum auto insurance requirements in Addison, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Addison, MI, compare Addison auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Addison, MI are $719/month
  • Average auto insurance rates in Addison, MI for teens drivers are $16,096/year
  • Average auto insurance rates in Addison, MI after a DUI are $14,576/year

Finding affordable Addison, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Addison, MI auto insurance with confidence is right here. Auto insurance rates in Addison are affected by local factors as well as personal ones like your driving record.

See how Addison, MI car insurance rates compare to Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Detroit auto insurance rates before you read more about the cost of auto insurance in Addison.

Don’t buy Addison, MI auto insurance until you’ve compared rates. Get free Addison, Michigan auto insurance quotes when you enter your ZIP code above.

Addison, MI Minimum Auto Insurance Requirements

The required auto insurance in Addison, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Addison, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Addison, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Addison, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Addison, MI. Take a look at Addison, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Addison, Michigan

Insurance Company Poor Fair Good
Allstate $31,903 $17,621 $13,379
Farmers $6,225 $4,117 $3,802
GEICO $6,923 $5,093 $4,146
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $5,085 $4,284 $3,865
State Farm $17,594 $8,909 $6,055
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,718 $2,075

Buy Cheap Addison, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Addison, Michigan auto insurance rates? Find out how car insurance rates in Addison, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Addison, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,446 $15,446 $14,368 $14,368 $37,793 $37,793 $16,262 $16,262
Farmers $3,590 $3,590 $3,355 $3,355 $7,888 $7,888 $4,026 $4,026
GEICO $3,806 $3,806 $3,871 $3,871 $10,245 $10,245 $3,628 $3,628
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,632 $2,455 $2,332 $2,592 $9,395 $10,002 $3,053 $2,831
State Farm $6,662 $6,662 $6,143 $6,143 $22,804 $22,804 $7,803 $7,803
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,347 $2,217 $2,212 $2,086 $5,635 $5,330 $2,840 $2,714

Buy Cheap Addison, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Addison can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Addison, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Addison, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,793 $37,793
Farmers $7,888 $7,888
GEICO $10,245 $10,245
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $9,395 $10,002
State Farm $22,804 $22,804
Travelers $13,395 $13,395
USAA $5,635 $5,330

Buy Cheap Addison, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Addison, Michigan by comparing Addison senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Addison, MI here.

Annual Auto Insurance Rates for Senior Drivers in Addison, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,368 $14,368
Farmers $3,355 $3,355
GEICO $3,871 $3,871
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,332 $2,592
State Farm $6,143 $6,143
Travelers $3,858 $3,858
USAA $2,212 $2,086

Find Cheap Auto Insurance Rates in Addison, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Addison, Michigan auto insurance. Compare Addison, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Addison, Michigan

Insurance Company Low Medium High
Allstate $20,507 $21,008 $21,387
Farmers $4,598 $4,705 $4,842
GEICO $5,006 $5,336 $5,820
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,259 $4,418 $4,557
State Farm $10,332 $10,917 $11,310
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,180 $3,261

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Addison, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Addison. Compare auto insurance rates in Addison, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Addison, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,968 $20,968
Farmers $4,715 $4,715
GEICO $5,263 $5,512
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,411 $4,411
State Farm $10,562 $11,144
Travelers $6,611 $6,686
USAA $3,137 $3,209

Find Cheap Addison, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Addison, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Addison, MI, take a look at the average cost for various violations versus rates for a clean driving record in Addison.

Annual Addison, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,225 $13,685 $45,671 $14,288
Farmers $3,972 $5,043 $4,982 $4,861
GEICO $1,929 $4,019 $12,085 $3,517
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $3,751 $4,899 $4,421 $4,574
State Farm $7,022 $8,354 $17,683 $10,353
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,560 $3,186 $4,159 $2,786

Find Cheap Addison, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Addison, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Addison for less when you shop around and compare rates from multiple Addison, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Addison, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $45,671
Farmers $4,982
GEICO $12,085
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,421
State Farm $17,683
Travelers $10,331
USAA $4,159

Winners by Category: Where to Buy Cheap Auto Insurance in Addison, MI

Compare rates from the cheapest auto insurance companies in Addison, MI for your needs. Take a look at how Addison, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Addison, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Addison, Michigan Auto Insurance Companies

If you’re looking for the cheapest Addison, MI auto insurance companies overall, you can compare them here. Find the best price for Addison, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Addison, Michigan

Insurance Company Average Annual Rates
Allstate $20,968
Farmers $4,715
GEICO $5,387
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,411
State Farm $10,853
Travelers $6,649
USAA $3,173

What affects Addison, Michigan auto insurance rates?

Local factors affect auto insurance rates in Addison, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Addison auto insurance rates.

Commute Times in Addison

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Addison, MI is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Addison, MI

You can buy cheap Addison, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Addison, Michigan auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption