Buy Cheap Adams, NY Auto Insurance (2021)

Adams, NY auto insurance rates average $243 a month. Minimum auto insurance requirements in Adams, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Adams, NY, compare Adams auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Adams, NY after a DUI are $3,856/year
  • The most expensive auto insurance company in Adams after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Adams is Liberty Mutual

Finding affordable Adams, New York auto insurance can be challenging, but everything you need to know to buy cheap Adams, NY auto insurance with confidence is right here. Auto insurance rates in Adams are affected by local factors as well as personal ones like your driving record.

See how Adams, NY car insurance rates compare to Syracuse auto insurance rates, Buffalo auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Adams.

Don’t buy Adams, NY auto insurance until you’ve compared rates. Get free Adams, New York auto insurance quotes when you enter your ZIP code above.

Adams, NY Minimum Auto Insurance Requirements

The required auto insurance in Adams, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Adams, New York is outlined here.

Minimum Required Auto Insurance Coverage in Adams, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Adams, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Adams, NY. Take a look at Adams, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Adams, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,833 $2,004 $1,475
State Farm $4,278 $2,683 $2,130
Travelers $4,580 $2,888 $2,509
USAA $3,314 $1,686 $1,497

Buy Cheap Adams, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Adams, New York auto insurance rates? Find out how car insurance rates in Adams, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adams, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,469 $1,382 $1,186 $1,204 $4,958 $5,534 $1,901 $1,863
State Farm $1,905 $1,905 $1,658 $1,658 $5,578 $7,223 $2,090 $2,225
Travelers $2,390 $2,411 $2,183 $2,339 $5,531 $6,579 $2,533 $2,639
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

Buy Cheap Adams, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Adams can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Adams, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Adams, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $4,958 $5,534
State Farm $5,578 $7,223
Travelers $5,531 $6,579
USAA $4,548 $5,410

Buy Cheap Adams, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Adams, New York by comparing Adams senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Adams, NY here.

Annual Auto Insurance Rates for Senior Drivers in Adams, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,186 $1,204
State Farm $1,658 $1,658
Travelers $2,183 $2,339
USAA $1,040 $1,037

Find Cheap Auto Insurance Rates in Adams, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Adams, New York auto insurance. Compare Adams, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adams, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,319 $2,425 $2,567
State Farm $2,880 $3,047 $3,164
Travelers $3,152 $3,291 $3,534
USAA $2,107 $2,156 $2,234

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Find Cheap Adams, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Adams. Compare auto insurance rates in Adams, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Adams, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,437 $2,437
State Farm $2,926 $3,134
Travelers $3,326 $3,326
USAA $2,144 $2,187

Find Cheap Adams, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Adams, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Adams, NY, take a look at the average cost for various violations versus rates for a clean driving record in Adams.

Annual Adams, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,372 $2,372 $2,620 $2,385
State Farm $2,890 $2,890 $3,171 $3,171
Travelers $2,849 $3,548 $3,599 $3,307
USAA $1,923 $1,954 $2,831 $1,954

Find Cheap Adams, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Adams, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Adams for less when you shop around and compare rates from multiple Adams, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Adams, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,620
State Farm $3,171
Travelers $3,599
USAA $2,831

Winners by Category: Where to Buy Cheap Auto Insurance in Adams, NY

Compare rates from the cheapest auto insurance companies in Adams, NY for your needs. Take a look at how Adams, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Adams, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Adams, New York Auto Insurance Companies

If you’re looking for the cheapest Adams, NY auto insurance companies overall, you can compare them here. Find the best price for Adams, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Adams, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,437
State Farm $3,030
Travelers $3,326
USAA $2,166

What affects Adams, New York auto insurance rates?

Local factors affect auto insurance rates in Adams, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Adams auto insurance rates.

Commute Times in Adams

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Adams, NY is 14.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Adams, NY

You can buy cheap Adams, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Adams, New York auto insurance quotes from top companies.

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