Buy Cheap Adams Center, NY Auto Insurance (2021)

Adams Center, NY auto insurance rates average $240 a month. Minimum auto insurance requirements in Adams Center, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Adams Center, NY, compare Adams Center auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Adams Center, NY after a DUI are $3,819/year
  • The most expensive auto insurance company in Adams Center is Liberty Mutual
  • Average auto insurance rates in Adams Center, NY for teens drivers are $4,937/year

Finding affordable Adams Center, New York auto insurance can be challenging, but everything you need to know to buy cheap Adams Center, NY auto insurance with confidence is right here. Auto insurance rates in Adams Center are affected by local factors as well as personal ones like your driving record.

See how Adams Center, NY car insurance rates compare to New Rochelle auto insurance rates, Albany auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Adams Center.

Don’t buy Adams Center, NY auto insurance until you’ve compared rates. Get free Adams Center, New York auto insurance quotes when you enter your ZIP code above.

Adams Center, NY Minimum Auto Insurance Requirements

The required auto insurance in Adams Center, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Adams Center, New York is outlined here.

Minimum Required Auto Insurance Coverage in Adams Center, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Adams Center, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Adams Center, NY. Take a look at Adams Center, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Adams Center, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,833 $2,004 $1,475
State Farm $4,248 $2,665 $2,116
Travelers $4,187 $2,680 $2,342
USAA $3,314 $1,686 $1,497

Buy Cheap Adams Center, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Adams Center, New York auto insurance rates? Find out how car insurance rates in Adams Center, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adams Center, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,469 $1,382 $1,186 $1,204 $4,958 $5,534 $1,901 $1,863
State Farm $1,892 $1,892 $1,646 $1,646 $5,541 $7,174 $2,076 $2,209
Travelers $2,195 $2,221 $2,011 $2,160 $5,115 $6,075 $2,338 $2,443
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

Buy Cheap Adams Center, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Adams Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Adams Center, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Adams Center, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $4,958 $5,534
State Farm $5,541 $7,174
Travelers $5,115 $6,075
USAA $4,548 $5,410

Buy Cheap Adams Center, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Adams Center, New York by comparing Adams Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Adams Center, NY here.

Annual Auto Insurance Rates for Senior Drivers in Adams Center, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,186 $1,204
State Farm $1,646 $1,646
Travelers $2,011 $2,160
USAA $1,040 $1,037

Find Cheap Auto Insurance Rates in Adams Center, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Adams Center, New York auto insurance. Compare Adams Center, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adams Center, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,319 $2,425 $2,567
State Farm $2,859 $3,026 $3,144
Travelers $2,938 $3,047 $3,224
USAA $2,107 $2,156 $2,234

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Adams Center, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Adams Center. Compare auto insurance rates in Adams Center, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Adams Center, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,437 $2,437
State Farm $2,906 $3,113
Travelers $3,070 $3,070
USAA $2,144 $2,187

Find Cheap Adams Center, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Adams Center, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Adams Center, NY, take a look at the average cost for various violations versus rates for a clean driving record in Adams Center.

Annual Adams Center, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,372 $2,372 $2,620 $2,385
State Farm $2,870 $2,870 $3,149 $3,149
Travelers $2,628 $3,274 $3,323 $3,054
USAA $1,923 $1,954 $2,831 $1,954

Find Cheap Adams Center, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Adams Center, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Adams Center for less when you shop around and compare rates from multiple Adams Center, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Adams Center, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,620
State Farm $3,149
Travelers $3,323
USAA $2,831

Winners by Category: Where to Buy Cheap Auto Insurance in Adams Center, NY

Compare rates from the cheapest auto insurance companies in Adams Center, NY for your needs. Take a look at how Adams Center, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Adams Center, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Adams Center, New York Auto Insurance Companies

If you’re looking for the cheapest Adams Center, NY auto insurance companies overall, you can compare them here. Find the best price for Adams Center, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Adams Center, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,437
State Farm $3,010
Travelers $3,070
USAA $2,166

What affects Adams Center, New York auto insurance rates?

Local factors affect auto insurance rates in Adams Center, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Adams Center auto insurance rates.

Commute Times in Adams Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Adams Center, NY is 14.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Adams Center, NY

You can buy cheap Adams Center, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Adams Center, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption