Buy Cheap Adair, IA Auto Insurance (2021)

Adair, IA auto insurance rates average $255 a month. Minimum auto insurance requirements in Adair, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Adair, IA, compare Adair auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Adair is Travelers
  • The most expensive auto insurance company in Adair after a DUI is Travelers
  • Average auto insurance rates in Adair, IA are $255/month

Finding affordable Adair, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Adair, IA auto insurance with confidence is right here. Auto insurance rates in Adair are affected by local factors as well as personal ones like your driving record.

See how Adair, IA car insurance rates compare to Davenport auto insurance rates, Ankeny auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Adair.

Don’t buy Adair, IA auto insurance until you’ve compared rates. Get free Adair, Iowa auto insurance quotes when you enter your ZIP code above.

Adair, IA Minimum Auto Insurance Requirements

The required auto insurance in Adair, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Adair, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Adair, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Adair, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Adair, IA. Take a look at Adair, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Adair, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $4,155 $3,051 $2,560
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $3,073 $2,461 $2,220
State Farm $3,276 $2,026 $1,598
Travelers $6,392 $5,440 $5,177
USAA $2,447 $1,671 $1,444

Buy Cheap Adair, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Adair, Iowa auto insurance rates? Find out how car insurance rates in Adair, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adair, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,858 $1,804 $1,531 $1,583 $4,333 $4,903 $2,241 $2,422
State Farm $1,546 $1,546 $1,340 $1,340 $3,925 $5,009 $1,732 $1,959
Travelers $2,630 $2,689 $2,526 $2,538 $11,207 $17,764 $2,727 $3,278
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap Adair, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Adair can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Adair, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Adair, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $5,561 $7,845
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,333 $4,903
State Farm $3,925 $5,009
Travelers $11,207 $17,764
USAA $3,268 $3,494

Buy Cheap Adair, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Adair, Iowa by comparing Adair senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Adair, IA here.

Annual Auto Insurance Rates for Senior Drivers in Adair, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $1,882 $1,882
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,531 $1,583
State Farm $1,340 $1,340
Travelers $2,526 $2,538
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in Adair, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Adair, Iowa auto insurance. Compare Adair, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adair, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,283 $3,436 $3,048
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,458 $2,592 $2,703
State Farm $2,205 $2,310 $2,384
Travelers $5,390 $5,752 $5,867
USAA $1,764 $1,860 $1,939

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Find Cheap Adair, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Adair. Compare auto insurance rates in Adair, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Adair, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,217 $3,293
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,585 $2,585
State Farm $2,245 $2,355
Travelers $5,670 $5,670
USAA $1,786 $1,922

Find Cheap Adair, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Adair, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Adair, IA, take a look at the average cost for various violations versus rates for a clean driving record in Adair.

Annual Adair, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,084 $3,384 $2,258 $2,612
State Farm $2,146 $2,453 $2,300 $2,300
Travelers $4,152 $5,504 $7,351 $5,672
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap Adair, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Adair, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Adair for less when you shop around and compare rates from multiple Adair, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Adair, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,661
American Family $4,471
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,258
State Farm $2,300
Travelers $7,351
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in Adair, IA

Compare rates from the cheapest auto insurance companies in Adair, IA for your needs. Take a look at how Adair, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Adair, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Adair, Iowa Auto Insurance Companies

If you’re looking for the cheapest Adair, IA auto insurance companies overall, you can compare them here. Find the best price for Adair, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Adair, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,255
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,585
State Farm $2,300
Travelers $5,670
USAA $1,854

What affects Adair, Iowa auto insurance rates?

Local factors affect auto insurance rates in Adair, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Adair auto insurance rates.

Commute Times in Adair

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Adair, IA is 21.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Adair, IA

You can buy cheap Adair, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Adair, Iowa auto insurance quotes from top companies.

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