Buy Cheap Accord, NY Auto Insurance (2021)

Accord, NY auto insurance rates average $355 a month. Minimum auto insurance requirements in Accord, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Accord, NY, compare Accord auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Accord, NY after a DUI are $5,681/year
  • Average auto insurance rates in Accord, NY are $355/month
  • Average auto insurance rates in Accord, NY for teens drivers are $7,390/year

Finding affordable Accord, New York auto insurance can be challenging, but everything you need to know to buy cheap Accord, NY auto insurance with confidence is right here. Auto insurance rates in Accord are affected by local factors as well as personal ones like your driving record.

See how Accord, NY car insurance rates compare to Mount Vernon auto insurance rates, Syracuse auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Accord.

Don’t buy Accord, NY auto insurance until you’ve compared rates. Get free Accord, New York auto insurance quotes when you enter your ZIP code above.

Accord, NY Minimum Auto Insurance Requirements

The required auto insurance in Accord, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Accord, New York is outlined here.

Minimum Required Auto Insurance Coverage in Accord, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Accord, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Accord, NY. Take a look at Accord, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Accord, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $2,826 $2,076 $1,863
Liberty Mutual $9,802 $6,399 $4,785
Nationwide $3,618 $3,618 $3,618
Progressive $5,547 $2,811 $2,044
State Farm $6,391 $4,004 $3,176
Travelers $5,502 $3,452 $2,993
USAA $5,785 $2,894 $2,555

Buy Cheap Accord, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Accord, New York auto insurance rates? Find out how car insurance rates in Accord, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Accord, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $5,059 $5,059 $4,709 $4,709 $9,903 $16,091 $5,059 $5,374
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,125 $1,978 $1,695 $1,723 $7,059 $7,815 $2,720 $2,624
State Farm $2,838 $2,838 $2,475 $2,475 $8,376 $10,772 $3,124 $3,293
Travelers $2,860 $2,889 $2,606 $2,796 $6,626 $7,885 $3,033 $3,163
USAA $1,946 $1,912 $1,762 $1,764 $7,904 $9,418 $2,495 $2,757

Buy Cheap Accord, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Accord can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Accord, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Accord, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $3,490 $5,114
Liberty Mutual $9,903 $16,091
Nationwide $4,892 $7,325
Progressive $7,059 $7,815
State Farm $8,376 $10,772
Travelers $6,626 $7,885
USAA $7,904 $9,418

Buy Cheap Accord, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Accord, New York by comparing Accord senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Accord, NY here.

Annual Auto Insurance Rates for Senior Drivers in Accord, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $1,604 $1,581
Liberty Mutual $4,709 $4,709
Nationwide $2,555 $2,555
Progressive $1,695 $1,723
State Farm $2,475 $2,475
Travelers $2,606 $2,796
USAA $1,762 $1,764

Find Cheap Auto Insurance Rates in Accord, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Accord, New York auto insurance. Compare Accord, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Accord, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,136 $2,248 $2,381
Liberty Mutual $6,669 $6,973 $7,344
Nationwide $3,399 $3,587 $3,866
Progressive $3,288 $3,447 $3,667
State Farm $4,305 $4,549 $4,717
Travelers $3,771 $3,938 $4,238
USAA $3,630 $3,725 $3,879

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Find Cheap Accord, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Accord. Compare auto insurance rates in Accord, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Accord, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,189 $2,321
Liberty Mutual $6,799 $7,192
Nationwide $3,618 $3,618
Progressive $3,467 $3,467
State Farm $4,363 $4,685
Travelers $3,982 $3,982
USAA $3,707 $3,782

Find Cheap Accord, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Accord, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Accord, NY, take a look at the average cost for various violations versus rates for a clean driving record in Accord.

Annual Accord, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $5,571 $5,571 $11,268 $5,571
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,372 $3,372 $3,733 $3,393
State Farm $4,308 $4,308 $4,740 $4,740
Travelers $3,411 $4,248 $4,310 $3,960
USAA $3,330 $3,385 $4,879 $3,385

Find Cheap Accord, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Accord, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Accord for less when you shop around and compare rates from multiple Accord, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Accord, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,782
GEICO $3,570
Liberty Mutual $11,268
Nationwide $6,165
Progressive $3,733
State Farm $4,740
Travelers $4,310
USAA $4,879

Winners by Category: Where to Buy Cheap Auto Insurance in Accord, NY

Compare rates from the cheapest auto insurance companies in Accord, NY for your needs. Take a look at how Accord, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Accord, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Accord, New York Auto Insurance Companies

If you’re looking for the cheapest Accord, NY auto insurance companies overall, you can compare them here. Find the best price for Accord, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Accord, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,255
Liberty Mutual $6,995
Nationwide $3,618
Progressive $3,467
State Farm $4,524
Travelers $3,982
USAA $3,745

What affects Accord, New York auto insurance rates?

Local factors affect auto insurance rates in Accord, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Accord auto insurance rates.

Commute Times in Accord

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Accord, NY is 39.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Accord, NY

You can buy cheap Accord, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Accord, New York auto insurance quotes from top companies.

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