Buy Cheap Aberdeen, SD Auto Insurance (2022)

Aberdeen, SD auto insurance rates average $304 a month. Minimum auto insurance requirements in Aberdeen, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Aberdeen, SD, compare Aberdeen auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Aberdeen is Liberty Mutual
  • Average auto insurance rates in Aberdeen, SD are $304/month
  • Average auto insurance rates in Aberdeen, SD for teens drivers are $7,188/year

Finding affordable Aberdeen, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Aberdeen, SD auto insurance with confidence is right here. Auto insurance rates in Aberdeen are affected by local factors as well as personal ones like your driving record.

See how Aberdeen, SD car insurance rates compare to Vermillion auto insurance rates, Brookings auto insurance rates, and Box Elder auto insurance rates before you read more about the cost of auto insurance in Aberdeen.

Don’t buy Aberdeen, SD auto insurance until you’ve compared rates. Get free Aberdeen, South Dakota auto insurance quotes when you enter your ZIP code above.

Aberdeen, SD Minimum Auto Insurance Requirements

The required auto insurance in Aberdeen, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Aberdeen, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Aberdeen, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Aberdeen, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Aberdeen, SD. Take a look at Aberdeen, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Aberdeen, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,228 $3,769 $3,193
Farmers $3,833 $3,244 $3,109
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,783 $5,908 $4,632
Nationwide $2,839 $2,252 $1,976
Progressive $3,560 $2,993 $2,775
State Farm $2,994 $1,791 $1,388

Buy Cheap Aberdeen, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Aberdeen, South Dakota auto insurance rates? Find out how car insurance rates in Aberdeen, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aberdeen, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,763 $1,766 $1,550 $1,615 $8,037 $8,355 $1,973 $2,101
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,730 $4,048 $2,943 $3,576 $14,914 $16,736 $3,908 $4,339
Nationwide $1,665 $1,704 $1,493 $1,587 $3,713 $4,767 $1,879 $2,036
Progressive $1,722 $1,681 $1,421 $1,471 $6,640 $7,525 $2,155 $2,258
State Farm $1,370 $1,370 $1,193 $1,193 $3,541 $4,523 $1,537 $1,733

Buy Cheap Aberdeen, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Aberdeen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Aberdeen, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Aberdeen, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,026 $8,854
Farmers $8,037 $8,355
GEICO $4,398 $5,174
Liberty Mutual $14,914 $16,736
Nationwide $3,713 $4,767
Progressive $6,640 $7,525
State Farm $3,541 $4,523

Buy Cheap Aberdeen, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Aberdeen, South Dakota by comparing Aberdeen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Aberdeen, SD here.

Annual Auto Insurance Rates for Senior Drivers in Aberdeen, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,598 $2,598
Farmers $1,550 $1,615
GEICO $2,041 $1,881
Liberty Mutual $2,943 $3,576
Nationwide $1,493 $1,587
Progressive $1,421 $1,471
State Farm $1,193 $1,193

Find Cheap Auto Insurance Rates in Aberdeen, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Aberdeen, South Dakota auto insurance. Compare Aberdeen, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aberdeen, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,106 $4,185 $3,899
Farmers $3,243 $3,357 $3,586
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,651 $6,768 $6,904
Nationwide $2,208 $2,344 $2,514
Progressive $3,018 $3,079 $3,230
State Farm $1,980 $2,059 $2,133

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Find Cheap Aberdeen, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Aberdeen. Compare auto insurance rates in Aberdeen, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Aberdeen, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,013 $4,113
Farmers $3,395 $3,395
GEICO $2,631 $2,696
Liberty Mutual $6,774 $6,774
Nationwide $2,355 $2,355
Progressive $3,109 $3,109
State Farm $2,007 $2,108

Find Cheap Aberdeen, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Aberdeen, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Aberdeen, SD, take a look at the average cost for various violations versus rates for a clean driving record in Aberdeen.

Annual Aberdeen, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,892 $3,661 $3,571 $3,457
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,704 $7,102 $7,358 $6,932
Nationwide $1,721 $2,363 $3,352 $1,986
Progressive $2,675 $3,661 $2,884 $3,216
State Farm $1,916 $2,199 $2,058 $2,058

Find Cheap Aberdeen, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Aberdeen, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Aberdeen for less when you shop around and compare rates from multiple Aberdeen, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Aberdeen, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
American Family $5,591
Farmers $3,571
GEICO $4,443
Liberty Mutual $7,358
Nationwide $3,352
Progressive $2,884
State Farm $2,058

Winners by Category: Where to Buy Cheap Auto Insurance in Aberdeen, SD

Compare rates from the cheapest auto insurance companies in Aberdeen, SD for your needs. Take a look at how Aberdeen, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Aberdeen, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Aberdeen, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Aberdeen, SD auto insurance companies overall, you can compare them here. Find the best price for Aberdeen, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Aberdeen, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,063
Farmers $3,395
GEICO $2,664
Liberty Mutual $6,774
Nationwide $2,355
Progressive $3,109
State Farm $2,058

What affects Aberdeen, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Aberdeen, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Aberdeen auto insurance rates.

Auto Theft in Aberdeen

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Aberdeen, SD auto theft show a total of 35 vehicle thefts annually.

Commute Times in Aberdeen

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Aberdeen, SD is 10.9 minutes according to City-Data.

Traffic in Aberdeen

How is traffic in Aberdeen, South Dakota? Inrix data shows that Aberdeen, SD traffic makes it the 278th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Aberdeen, SD

You can buy cheap Aberdeen, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Aberdeen, South Dakota auto insurance quotes from top companies.

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