What would you do if your vehicle was stolen? If you have theft included in your insurance coverage, one of the first things you would do (after contacting the police) would be to call your insurance company and file a claim. Having this additional coverage can get expensive, but most of today’s vehicles come equipped with features that can protect them from theft and vandalism. When insurers see that customers have vehicles with these features, they often offer certain discounts on premiums.
If you are planning on buying a newer model vehicle, make sure that it comes with all of the features that can help keep you safe and save you money on insurance. Chevy offers many models of cars and trucks that have alarm systems and other features that insurers look for when determining premiums.
Not Just for the Rich Any More
At one time, it was a luxury to have a car alarm, and the only people who had them were those who had really expensive vehicles they wanted to protect. Most vehicles did not come with alarms, and they were often added later. Sometimes they were offered as a luxury add-on, and other times people just had them installed themselves. Today, many vehicles, including the 2012 Chevy Equinox, come equipped with many standard safety features and anti-theft devices. Some of the features you will find in this vehicle include:
- Remote anti-theft alarm system – This can be turned on from inside your home, so if you hear someone trying to break into your vehicle, you can turn on the alarm to alert others to their presence and scare them off. This is also your remote door lock. Anyone going to their vehicles at night is advised to use this to turn on lights before they get to their vehicles for safety.
- Stolen vehicle tracking assistance – You can get a subscription to OnStar. If your vehicle is stolen, OnStar can track it. Many stolen vehicles are now being quickly recovered due to this bit of technology, and Chevy is offering it in even the least expensive Equinox models.
It is not just anti-theft features that can save you money. When you are driving a safe vehicle, you are not going to pay the same rates that you would if you were driving an old clunker. Newer vehicles also have many safety features that will help cut insurance rates. Some of these features are:
- Airbags
- Anti-lock Braking Systems
- Child Protective Seats
- 3-Point Seatbelts
- Stability Control
- Traction Control
- Post-Collision Safety System
Shop around for the Best Deals
If you are going to get the best deals on your auto insurance, you need to shop around. You should get quotes from many different insurers, because not all companies offer the same products, and they all charge different rates. We can do the work for you. Let us know what you need for coverage, give us your zip code, and we will search our database to get you free quotes from insurers in your area.
